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Compare Personal Loans

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  Qantas Points Car Loan1 Car Loan Personal Loan Unsecured Personal Overdraft
Interest Rate 8.59% pa 7.09% pa 11.64% pa 11.84% pa
Comparison Rate# 8.59% pa 7.09% pa 11.64% pa n/a
Product Loan for a new car, caravan, boat or motorcycle Loan for a new car, caravan, boat or motorcycle Loan to use for any worthwhile purpose Line of credit that allows you to control your expenditure while giving you financial flexibility.
Loan Type Secured Secured Unsecured Unsecured
Establishment Fees $0 $0 $0 $0
Early Repayment Fees Yes No No No
Account Keeping Fees $0 $0 $0 $0
Deposit Required $0 $0 $0 $0
Vehicle Age Up to 5 years old Up to 5 years old n/a n/a
Maximum Amount $100,000 $100,000 $25,000 $20,000
Minimum Amount $15,000 $10,000 $5,000 $500
Loan Term Up to 7 years Up to 7 years Up to 7 years Up to 7 years
Rate Type Fixed Variable Variable Variable
Pay Loan Off Early Option Yes (Early repayment fee applies) Yes Yes Yes
Repayment Options Weekly, Fortnightly, Monthly Weekly, Fortnightly, Monthly Weekly, Fortnightly, Monthly Weekly, Fortnightly, Monthly
Earn Qantas Points1 Yes No No No
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  Important Information

Loans are subject to approval. Terms and conditions, normal lending criteria and fees and charges apply. Terms and conditions available on request. 1. Qantas Points accrue in accordance with and subject to the Qantas Points Banking Rewards Terms and Conditions issued by Qudos Bank available here. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee may apply, however, Qudos Bank has arranged to provide Qantas Frequent Flyer membership with the joining fee waived to Qudos Bank members who are not already a Qantas Frequent Flyer member and who apply at qantas.com/joinffqudos. Membership and the earning and redemption of Qantas Points are subject to the terms and conditions of the Qantas Frequent Flyer program available online at qantas.com/terms. Qudos Bank recommends that you seek independent tax advice in respect of the tax consequences (including fringe benefits tax, and goods and services tax and income tax) arising from the use of this product or from participating in the Qantas Frequent Flyer program or from using any of the rewards or other available program facilities. Qudos Bank is the issuer, offeror and administrator of the Qantas Points Banking Products and is a credit provider and credit licensee under National Consumer Credit laws. #WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Our comparison rate assumes a monthly repayment frequency and an unsecured loan of $10,000 with a term of 3 years, or a secured loan of $30,000 with a term of 5 years (as applicable). Source of competitor rates: mozo.com.au current as at 14 December 2016