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Our Award Winning Home Loans

We’re proud to announce that we’ve won Mozo’s Experts Choice Award for Home Loan Bank of the Year! The Mozo Experts Choice Awards are an initiative that recognises Australia’s best value products and providers that are leading the pack in terms of the value for money and savings they deliver to home loan customers.

Whether you’re looking to purchase a new home, refinance or invest, we’ve got a great range of competitive home loans packed with features and benefits to suit your needs.



Low Cost Home Loan

Not only have we won Home Loan Bank of the Year, our Low Cost Home Loan has also been awarded a number of additional awards by Mozo!

Bank of the year Home Loan Package First Home Buyer

Welcome Rate

3.89% pa
Interest Rate^

3.89% pa
Comparison Rate#


Features & Benefits

  • $0 bank fees for established homes
  • Repayment holidays1
  • 100% offset account
  • Instant redraw available
  • Unlimited extra repayments
  • 10% discount on Allianz Home & Contents Insurance2


Need help with your application?

Our lending specialists are here to help find the right loan
for you, and to assist you through your application process.

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Start your online application now.
We'll be in touch once we receive your application.

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View our full range of home loans


  Important Information

Loans are subject to approval. Normal lending criteria and fees and charges apply. Mortgage insurance is required for home loans over 80% and is subject to approval.

^ Minimum deposit 10%. Rate based on applications for new owner occupied home loans for established homes over $150,000 with a deposit of 20% or more received from 21 November 2017. Excludes existing loans, switching and variations. This offer can be withdrawn by Qudos Bank at any time. For more information on home loans with a deposit of less than 20% please call 1300 747 747.

1. Repayment Holidays are not available on interest only loans. Applications are subject to Qudos Bank’s approval.

2. This insurance is underwritten by Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850, ASFL 234 708. Qudos Bank acts as an agent for Allianz not as your agent. Any advice here does not take into consideration your objectives, financial situation or needs, which you should consider before acting on our recommendations. You should read and consider the relevant Product Disclosure Statement and Financial Services Guide before deciding whether to acquire any product mentioned. A PDS is available by calling 1300 747 747. We receive commission on these insurance products as a percentage of the premium paid for each policy. Ask us for more details. Discount applies to first year's premium. No other discounts apply. The discount may be subject to rounding.

#WARNING: Comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. A loan for an established home of $150,000 with a 20% or more deposit, a term of 25 years and a monthly repayment frequency have been used to calculate our comparison rate. For the comparison rate on construction loans please call 1300 747 747.

Before opening this home loan with us, you should read our Financial Services Guide and to see our terms and conditions, call us on 1300 747 747.

Rates current as at 23 April 2018.



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