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Temporary increase of contactless card payment limits

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Wednesday, 8 April 2020

Over the weekend the Australian Payments Network temporarily increased the contactless card payments limit from $100 to $200 with participating merchants to help reduce potential COVID-19 transmission through terminal keypads.

Customers will be able to tap and pay using payWave for purchases under $200 with participating merchants only. This temporary limit will be in place for 3 months and will be extended if necessary, based on government advice and will be progressively rolled out to participating merchants.

In the current environment of COVID-19, customers can also use mobile payments as another highly secure alternative. In many instances, mobile transactions do not require a PIN due to the added authentication security on your device.

Please note, some point of sale devices will continue to request a PIN for transactions above $100, while we’re doing what we can to help customers pay safely, we cannot guarantee every card transaction below $200 and every payment using Apple Pay and Google Pay will be contact-free.

Cardholders will know whether they can use the new temporary limit by following the PIN pad prompt and can also ask the retailer.


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