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Lifestyle Plus Credit Card

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Don’t dream it, live it!

No longer do you have to dream about a credit card that offers $0 annual fee and up to 46 days interest free because our Visa Lifestyle Plus Credit Card offers exactly that.

Start living life to the plus! Apply today and you could WIN* a 12 month Pandora Plus subscription where you can listen to the latest tunes ad free on us. Apply between 1 December 2016 and 31 March 2017. Terms and Conditions apply.*


4.99% pa
Intro rate

15.85% pa
Standard rate

Apply Now

Live life to the Plus with:

  • $0 annual fee
  • $0 fee for additional cardholder
  • 4.99% pa intro rate for balance transfers & purchases (first 5 months)^
  • Up to 46 interest free days#
  • Low variable interest rate
  • PayWave+ for purchases under $100 – simply tap and go!
  • ORION 24/7 card protection monitoring services
  • Access to Visa’s 24 hour worldwide emergency hotline
  • Enjoy special offers with Visa Entertainment
  • Great for travelling – Visa credit cards are accepted at over 24 million locations worldwide

What are you waiting for?


For more information, read our Credit Cards eBrochure.



Your Choice of Card Design



  Important Information

*Competition Terms and Conditions apply, cards are subject to approval and must be activated by the relevant monthly draw close date. Competition opens 1/12/2016 and closes 21/4/2017 at 17:00 (AEST). Total Prize pool value is $15,340. Winners drawn at 11:00 on 24/1/2017, 21/2/2017, 21/3/2017 and 26/4/2017 at Salmat Digital, Level 2, 116 Miller Street, North Sydney NSW 2060. Winners notified by email. Authorised under permit numbers: NSW LTPS/16/09315, ACT TP 16/02305, SA T16/2104. Terms and Conditions available at Normal lending criteria and fees and charges apply. Terms and Conditions apply and are available on request. The Promoter is Qudos Mutual Ltd trading as Qudos Bank, ABN: 53 087 650 557 of 191 O’Riordan Street Mascot NSW 2020, AFSL/Australian Credit Licence 238 305.

#Up to 46 days interest free on purchases only applies if your account is paid in full by the due date each month. Excludes cash advances and BPAY transactions.

^Intro rate applies to all transactions (including purchases and balance transfers) for the first five months from the first date your account is approved and then reverts to the standard variable rate (currently 15.85% pa).

+Please note: The daily limit set for this feature is $200 per day or a limit of 5 payWave transactions up to $200 per day. If the Member has exceeded their payWave transaction limit for the day, they will still be able to use the PIN or sign methods of payment with their card.

Rates current as at time of publishing, subject to change.