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Intro Rate
Interest Rate
Interest Free Days
Annual Fee
Additional Card Holder Fee
Loyalty Points
Rewards Program
Reward Program Annual Fee
Minimum Limit
Maximum Limit
Repayments
 
  Lifestyle Credit Card Lifestyle Plus Credit Card Visa Platinum Credit Card

Intro Rate

4.99% pa1
4.99% pa1
4.99% pa1

Interest Rate

12.34% pa
15.85% pa
18.99% pa

Interest Free Days

no
Up to 46 days2
Up to 55 days2

Annual Fee

$0
$0
$249 3

Additional Card Holder Fee

$0
$0
$0

Loyalty Points

no

no
yes

Rewards Program

no
no
Qantas Points4

Reward Program Annual Fee

N/A
N/A
Complimentary Qantas Frequent Flyer membership4

Minimum Limit

$1,000
$1,000
$6,000

Maximum Limit

$20,000
$20,000
$20,000

Repayments 

Monthly
Monthly
Monthly
  Find Out More Find Out More Find Out More

 

  Important Information

Credit cards are subject to approval. Normal lending criteria, terms and conditions, fees and charges apply and are available on request.

1. Intro rate applies to all transactions (including purchases, cash advances and balance transfers) for the first five months from the first date your account is approved and then, at the end of the intro rate period, all outstanding balances revert to the standard variable interest rate (currently 12.34% pa Lifestyle Credit Card, 15.85% pa for Lifestyle Plus Credit Card and 18.99% pa for Visa Platinum Credit Card).

2. Interest free days on purchases only apply if your account is paid in full by the due date each month. Excludes ineligible transactions as described in our terms and conditions brochure (i.e. transactions which are in the nature of purchases, including cash advances). Payment must be received by Qudos Bank by close of business.

3. Annual fee charged upon account opening and annually thereafter.

4. Qantas Points accrue in accordance with and subject to the Qantas Points Banking Terms and Conditions and our Visa Platinum Credit Card Terms and Conditions. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee may apply, however, Qudos Bank has arranged to provide Qantas Frequent Flyer membership with the joining fee waived to Qudos Bank members who are not already a Qantas Frequent Flyer member and who apply at qantas.com/joinffqudos. Membership and the earning and redemption of Qantas Points are subject to the terms and conditions of the Qantas Frequent Flyer program available online at qantas.com/terms. This offer is non transferable and not available in conjunction with any other offer. Qantas Frequent Flyer membership and each application is subject to approval by Qantas. Qudos Bank recommends that you seek independent tax advice in respect of the tax consequences (including fringe benefits tax, and goods and services tax and income tax) arising from the use of this product or from participating in the Qantas Frequent Flyer program or from using any of the rewards or other available program facilities.

Qudos Bank is the issuer, offeror and administrator of the Qantas Points Banking Products and is a credit provider and credit licensee under National Consumer Credit laws.

Before opening this credit card account with us, you should read our Credit Card Conditions of Use, Visa Platinum Credit Card Terms and Conditions, Qantas Points Banking Rewards Terms and Conditions and Financial Services Guide.

Rates current as at 20 November 2018.