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Our basic, no fee credit card

If you're good at managing your finances, then you'll love our low rate and $0 fee Visa Lifestyle credit card.

4.99% pa
Intro Rate^

12.34% pa
Standard Rate

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Features & Benefits

  • $0 annual fee
  • Low variable interest rate
  • 4.99% pa intro rate for the first 5 months^
  • payWave, a faster, easier way to pay!+
  • ORION 24/7 card protection monitoring services
  • $0 fee for additional cards 
  • Great for travelling - Visa credit cards are accepted at over 24 million locations worldwide
  • Access to Visa's 24 hour worldwide emergency hotline

Your choice of card design:

creditcard     creditcard

 

 

  Documents & Forms
  Important Information
Loans are subject to approval. Normal lending criteria and fees and charges apply. Terms and conditions apply.

^Intro rate applies to all transactions (including purchases and balance transfers) for the first five months from the first date your account is approved and then reverts to the standard variable rate (currently 12.34% pa).

+Please note: The daily limit set for this feature is $200 per day or a limit of 5 payWave transactions up to $200 per day. If the Member has exceeded their payWave transaction limit for the day, they will still be able to use the PIN or sign methods of payment with their card.

Before opening this credit card account with us, you should read our Credit Card Conditions of Use and Financial Services Guide.

Rates current as at 20 July 2017.