page top

Attention: open in a new window. Print

Home Access Loan

Our Home Access Loan is a revolving line of credit secured against your property for use when you need it. Enjoy the freedom to access your line of credit to renovate, invest, take a holiday or for those purchases you need now.

4.58% pa
Interest Rate^

4.62% pa
Comparison Rate#

Need help with your application?

We're here to help find the right home loan for you and to
assist you through the application process.

Let us help you

Happy to go it alone?

Start your online application now.
We'll be in touch once we receive your application.

Apply Now

Features & Benefits

  • Low establishment fee*
  • $0 annual fee, $0 account keeping fee, $0 early repayment fee
  • Borrow up to 80% of the property value on owner occupied loans+
  • $100 free monthly transaction allowance to use at ATMs, and EFTPOS etc.^
  • Only pay interest on what you've used of your available credit
  • Redraw on your credit up to your approved limit with the ability to make payments and redraw again - access via Visa Debit, BPAY and Cheque^


Calculate your repayments


  Documents & Forms
  Important Information

All displayed interest rates are for owner occupier loans only. Investment rates are available on request.

Loans are subject to approval. Terms and conditions, normal lending criteria and fees and charges apply and are available upon request.

~ Variable rate is subject to change and is variable in accordance with the terms and conditions of this loan.

* An establishment fee of $600 applies to this loan.

+ Mortgage insurance is required if borrowing above 80% and is subject to approval.

^ $100 free monthly transaction allowance for savings accounts within the same membership, based on total loan and deposit balances of $50,000 or more. The allowance will reduce if total balances fall below $50,000.

Before opening this home loan with us, you should read our Financial Services Guide and to see our terms and conditions, call us on 1300 747 747.

Rates current as at 11 December 2017.



Got a question?

Let's chat