page top

Attention: open in a new window. Print

No Frills Home Loan

A low rate home loan for those that don’t need all the bells and whistles. Available for owner occupied home loans with at least 20% deposit.

3.69% pa
Interest Rate^

3.69% pa
Comparison Rate#

We're here to help you find the right home loan

Call us on 1300 747 747 and we can
help to answer your questions.

Call us

Speak with a home loan specialist
at a time and location that suits you.

Enquire Now

Start your online application now. We'll be
in touch once we receive your application.

Apply Online

Features & Benefits

  • $0 bank fees
  • Low variable interest rate
  • Unlimited extra repayments at no cost
  • Weekly, fortnightly or monthly repayment options
  • Instant redraw available from within Online Banking


Calculate your repayments


  Documents & Forms
  Important Information

Loans are subject to approval. Normal lending criteria and fees and charges apply. Mortgage insurance is required for home loans over 80% and is subject to approval.

^ Minimum deposit 20%. Available for new home loans over $150,000 for applications received from 11 December 2017. Excludes existing loans, switching and variations. This offer can be withdrawn by Qudos Bank at any time. For more information on home loans with a deposit of less than 20% please call 1300 747 747.

#WARNING: This comparison rate applies to the example or the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Our comparison rate assumes a loan of $150,000, monthly repayment frequency and a term of 25 years.

Before opening this home loan with us, you should read our Financial Services Guide and to see our terms and conditions, call us on 1300 747 747.

Rates current as at 24 July 2018.



Got a question?

Let's chat