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A no frills home loan

If you’re looking for a no frills home loan that still has a range of great features, our Variable Rate Home Loan could be exactly what you're looking for!

4.58% pa
Interest Rate^

4.62% pa
Comparison Rate#

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Features & Benefits

  • Low establishment fee1
  • $0 annual fee, $0 account keeping fee, $0 early repayment fee
  • Borrow up to 95% of the property value on owner occupied home loans (with mortgage insurance2) and 80% on investment loans
  • 100% offset account available
  • $100 free monthly transaction allowance to use at ATMs and EFTPOS etc.3
  • Instant redraw available within your Online Banking


  View Investment interest rates
Interest Rate Comparison Rate#
5.19% pa 5.23% pa


Calculate your repayments


  Documents & Forms
  Important Information

All displayed interest rates are for owner occupier loans only. Investment rates are available on request.

Loans are subject to approval. Terms and conditions, normal lending criteria and fees and charges apply and are available upon request.

1. An establishment fee of $600 applies to this loan.

2. Mortgage insurance is required if borrowing above 80% (for owner occupied) and is subject to approval.

3. $100 free monthly transaction allowance for savings accounts within the same membership, based on total loan and deposit balances of $50,000 or more. The allowance will reduce if total balances fall below $50,000.

4. Variable rate is subject to change and is variable in accordance with the terms and conditions of this loan.

#WARNING: This comparison rate applies to the example or the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Our comparison rate assumes a loan of $150,000, a monthly repayment frequency and a term of 25 years.

Before opening this home loan with us, you should read our Financial Services Guide and to see our terms and conditions, call us on 1300 747 747.

Rates current as at 19 October 2017.



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