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Variable Rate Home Loan

A loan designed for flexibility, with no minimum loan amount and a one off establishment fee.

4.58% pa
Interest Rate^

4.62% pa
Comparison Rate#

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Features & Benefits

  • Low establishment fee1
  • $0 annual fee, $0 account keeping fee, $0 early repayment fee
  • 100% offset account available
  • $100 free monthly transaction allowance to use at ATMs and EFTPOS etc.2
  • Instant redraw available within your Online Banking


  View all Owner Occupied interest rates
  Interest Rate Comparison Rate#
20% deposit or more 4.58% pa 4.62% pa
At least 10% but less than 20% deposit 4.58% pa 4.62% pa
Less than 10% deposit 4.94% pa 4.98% pa
  View all Investment interest rates
  Interest Rate Comparison Rate#
20% deposit or more 5.19% pa 5.23% pa
At least 10% but less than 20% deposit 5.19% pa 5.23% pa
Less than 10% deposit 5.19% pa 5.23% pa


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  Documents & Forms
  Important Information

Loans are subject to approval. Normal lending criteria and fees and charges apply. Terms and conditions available on request. Mortgage insurance is required for home loans over 80% and is subject to approval.

^ Rate based on applications for new owner occupied home loans with a deposit of 10% or more received from 21 November 2017. Excludes existing loans, switching and variations. This offer can be withdrawn by Qudos Bank at any time.

1. An establishment fee of $600 applies to this loan.

2. $100 free monthly transaction allowance for savings accounts within the same membership, based on total loan and deposit balances of $50,000 or more. The allowance will reduce if total balances fall below $50,000.

#WARNING: Comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. A loan of $150,000 with a 20% or more deposit, a term of 25 years and a monthly repayment frequency have been used to calculate our comparison rate.

Before opening this home loan with us, you should read our Financial Services Guide and to see our terms and conditions, call us on 1300 747 747.

Rates current as at 11 December 2017.



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