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Have you considered what would happen if you or your partner passed away, suffered a critical illness or were permanently unable to work due to sickness or injury? The mortgage, credit card payments and day-to-day living expenses don’t stop.

Taking care of your family is most likely your top priority. This is where Allianz LifeCover Plus can help, with a number of different protections to ensure that those you love are looked after. Allianz LifeCover Plus is straight-forward and affordable life insurance. Have peace of mind knowing that your family’s financial future is secure, by providing for them when you may no longer be able to.

Why choose Allianz LifeCover Plus?

  • Get an indicative quote online
  • Easy application online or over the phone
  • No medical or blood tests required to apply

Types of Cover

Life Cover

Life cover pays a lump sum if you die or suffer a terminal illness where death is likely to occur within 12 months. You must be between the ages of 16 and 65 to apply for Life Cover.

  • Up to $1,500,000 cover depending on your age1
  • Insure up to 2 people on the same policy
  • Accidental injury benefit for loss of sight or limb
  • Automatic increase of cover amount every year to keep up with inflation3
  • Keep your cover – guaranteed renewal of cover to age ninety nine2

Critical Illness Cover

Critical Illness cover, also known as Trauma cover, pays a lump sum if you suffer one of the defined Critical Illness events. You must be between the ages of 16 and 55 to apply for Critical Illness cover. Critical Illness cover must be taken out in conjunction with Life Cover.

  • Up to $500,000 cover1
  • Cover for serious illnesses such as cancer, stroke and heart attack4
  • Automatic increases of cover amount every year to keep up with inflation3
  • Keep your cover – guaranteed renewal of cover to age seventy2

Permanently Unable to Work Cover

Permanently Unable to Work Cover pays a lump sum if you either suffer a sickness or injury which means you are unlikely ever to be able to work again, or you suffer a major physical impairment. You must be between the ages of 16 and 55 to apply for Permanently Unable to Work cover. Permanently Unable to Work cover must be taken out in conjunction with Life Cover.

  • Up to $1,500,000 cover depending on your age1
  • Cover for major physical impairment such as blindness or loss of hearing
  • Automatic increases of cover amount every year to keep up with inflation3
  • Keep your cover – guaranteed renewal of cover to sixty five2

This is a summary only. Before making a decision, please refer to the Product Disclosure Statement for the standard, terms, conditions, limits and exclusions of cover.

Get a Quote

To find out more about the types of cover call 1300 362 108 to speak to an experienced life insurance specialist.

  Important Information

Qudos Bank, ABN 53 087 650 557, AFSL 238305 refers you to the insurer Allianz Australia Life Insurance Limited ABN 27 076 033 782 AFSL 296559 (Allianz Life). We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision, please consider the Product Disclosure Statement or to have the PDS sent out to you, call us on 1300 747 747. We receive a 20% commission on this insurance as a percentage of the premium paid for each policy. See our Financial Services Guide or ask us for more details.

1Maximum cover amount is dependent on your age at the time of application. The cover amount of Critical Illness cover and Permanently Unable to Work Cover cannot exceed the Life Cover amount. The minimum cover amount is $50,000 for Critical Illness cover and $100,000 for Life cover and Permanently Unable to Work cover. Please refer to the PDS for details.

2Renewal of cover is guaranteed until the insured reaches the age specified in the PDS for the relevant cover, regardless of how their health may change. Applies subject to payment of premiums when due.

3Cover amounts are automatically increased on each policy anniversary by 5% or the change in the CPI, whichever is greater. Increases to cover amounts only applicable until age 65. Premiums may increase from year to year in line with the increased cover amount. Please refer to the PDS for details.

4Conditions covered under this cover are certain types of Vascular Disease, Terminal Cancer, Degenerative Diseases, Cardiac Surgery, and Major Organ Failure. Three month waiting period applies for certain illnesses. Please refer to the ‘When a Critical Illness benefit will be payable’ section in the Product Disclosure Statement which sets out the standard list of covered conditions and events.