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Our Personal Loans

We keep it simple - with great rates and no or low fees* on any on our personal loan products. So you can get what you want now, and feel great knowing you're getting a great deal.

Personal Loan

Got big plans? Take off with a $0 fee Personal Loan!

  • $0 establishment fee
  • $0 early repayment fees
  • $0 monthly or account keeping fees

11.64% pa interest rate 11.64% pa comparison rate

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Car Loan

Shopping for your dream car, caravan, boat or motorcycle?

  • $0 establishment fee
  • $0 early repayment fees
  • $0 monthly or account keeping fees

7.09% pa Our rate 7.09% pa comparison rate

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Qantas Points Car Loan

The car loan that takes you further

  • Earn 1,000 Qantas Points1 for every 1,000 on your loan balance per annum
  • Competitive fixed interest rate
  • $0 upfront fees*

8.59% pa Our rate 8.59% pa comparison rate

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Unsecured Personal Overdraft

Control your expenditure while giving yourself financial flexibility

  • $0 establishment fee
  • $0 repayment fees
  • $0 monthly or account keeping fees

11.84% pa Our rate

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  Important information

Loans are subject to approval. Terms and conditions, normal lending criteria and fees and charges apply. Terms and conditions available on request. 1. Qantas Points accrue in accordance with and subject to the Qantas Points Banking Rewards Terms and Conditions issued by Qudos Bank available here. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee may apply, however, Qudos Bank has arranged to provide Qantas Frequent Flyer membership with the joining fee waived to Qudos Bank members who are not already a Qantas Frequent Flyer member and who apply at qantas.com/joinffqudos. Membership and the earning and redemption of Qantas Points are subject to the terms and conditions of the Qantas Frequent Flyer program available online at qantas.com/terms. Qudos Bank recommends that you seek independent tax advice in respect of the tax consequences (including fringe benefits tax, and goods and services tax and income tax) arising from the use of this product or from participating in the Qantas Frequent Flyer program or from using any of the rewards or other available program facilities. *Qudos Bank does not charge any establishment, early repayment or account keeping fees. Fees may apply to your savings account if a loan repayment is dishonoured. Qudos Bank is the issuer, offeror and administrator of the Qantas Points Banking Products and is a credit provider and credit licensee under National Consumer Credit laws. #WARNING: Comparison rates apply to the example or the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Our comparison rate assumes a monthly repayment frequency and an unsecured loan of $10,000 with a term of 3 years, or a secured loan of $30,000 with a term of 5 years (as applicable). All rates current as at 12 September 2016