|Qantas Points Saver*||Bonus Saver||QSaver||Term Deposits||General Savings Account||Cash Management Account|
|Interest Rate||1.50% pa||0.05% pa||1.75% pa (<$500k)||2.50% pa (5 mth >$10k)||0.05% pa (<25k)||1.50% pa|
|Bonus Interest Rate||No||2.35% pa1||No||No||No||No|
|Account Keeping Fee||$0||$0||$0||$0||$0||$0|
1. Bonus interest is applied to the balance of your account when you make no withdrawal in any month
2. Fixed terms range from 3 to 36 months *Qantas Points accrue in accordance with and subject to the Qantas Points Banking Rewards Terms and Conditions issued by Qudos Bank available here. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee may apply, however, Qudos Bank has arranged to provide Qantas Frequent Flyer membership with the joining fee waived to Qudos Bank members who are not already a Qantas Frequent Flyer member and who apply at qantas.com/joinffqudos. Membership and the earning and redemption of Qantas Points are subject to the terms and conditions of the Qantas Frequent Flyer program available online at qantas.com/terms. Qudos Bank recommends that you seek independent tax advice in respect of the tax consequences (including fringe benefits tax, and goods and services tax and income tax) arising from the use of this product or from participating in the Qantas Frequent Flyer program or from using any of the rewards or other available program facilities. Qudos Bank is the issuer, offeror and administrator of the Qantas Points Banking Products and is a credit provider and credit licensee under National Consumer Credit laws. Before opening an account with us, you should read our Terms and Conditions for Savings Accounts and Payment Services available on our website or by calling 1300 747 747. Rates current as at 14 December 2016.