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Free ATMs

Qudos Bank customers can enjoy fee free access to Qudos Bank ATMs and the banks listed below.

Use your Qudos Bank Visa card to withdraw cash (up to a maximum of $1,000 per card, per day) or make balance enquiries fee free from these ATMs:

  • Qudos Bank
  • ANZ
  • Commonwealth Bank
  • NAB
  • Westpac
  • BankWest

Independent ATMs

Some independent ATM networks (within Australia and overseas) may charge a fee for cash withdrawals and balance enquiries, for example RediATMs, CashCard, Travelex and some ATMs situated inside pubs, clubs and hotels. Please remember any fees charged will be advised and require acceptance at an ATM at the time of your transaction.

We recommend you avoid using independent ATMs where a fee may be chargeable and access the major banks fee free ATM network to withdraw cash or make balance enquiries.


All your EFTPOS transactions are free, though please be aware that some retail merchants may charge a fee for Visa card transactions.

You can also use your EFTPOS card to withdraw cash at most supermarkets free of charge.

Qudos Bank Branches

You can withdraw up to $2,000 per day from any Qudos Bank Branch. If you require a large cash withdrawal, 24 hours notice is recommended to ensure we arrange the required cash amount.

Limited cash withdrawals for Brisbane customers can be arranged via Westpac Hamilton branch by giving advance notice to our Ascot branch – subject to Westpac Hamilton branch cash levels being able to accommodate these requests.

Westpac Branches

Customers can withdraw cash from a participating Westpac branch up to a daily limit of $5,000. Larger cash withdrawals up to $15,000 can be arranged with 24 hours notice to the Westpac branch.

Australia Post

Another convenient way to make fee free cash withdrawals is by visiting one of over 3,500 participating Post Offices across Australia that offers Bank@Post services.

All you need is your Qudos Bank Visa Debit card or CueCard and the PIN linked to your account, and you can withdraw up to $2,000 per day.

Other banking services offered at Australia Post include being able to have your identity verified (required to open some accounts) and making cash or cheque deposits.

To locate your nearest participating Australia Post office, please visit the Bank@Post website.

Discover more ways to bank or download our Ways to Bank eBrochure.