4.64 % p.a. Interest rate 3.14 % p.a. Comparison rate

Features

We're an award-winning bank

Rates*

Compare our competitive interest rates.
For further comparison see all our home loan interest rates

 

 

*Rates displayed are available for applications received from 27 September 2021​​ for loan amounts over $150,000. Minimum deposit of 20%.

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"Excellent Customer Service"

Just had my home loans refinanced with Qudos Bank. Absolutely above par customer service and product offerings. Have been dealing with Antoinette at the Melbourne branch. She has been outstanding with her customer service. Am glad that I moved my home loans to Qudos Bank.

Shabby, VIC

Apply if you

✓ are at least 18 years of age,

✓ are a citizen or permanent resident of Australia,

✓ are currently in paid employment,

✓ have not been bankrupt.


 

What's next? 

As your application progresses, you'll be kept up to date with email notifications and calls from your dedicated home loan specialist.

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Footnotes:

  • 1 Rates displayed above are available for applications received from 23 June 2022​​ for loan amounts over $150,000. Minimum deposit of 10%. Fixed rate may change prior to funding. On expiration of the fixed rate period, the interest rate reverts to a variable rate currently 2.99% for Owner Occupier and 3.54% for Investment home loans. Excludes existing loans, switching and variations. These offers can be withdrawn by Qudos Bank at any time.
  • 2 WARNING: The comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rates assume a loan of $150,000 for 25 years. For fixed rate loans, the comparison rate is based on the initial fixed period, reverting to 2.99% for owner-occupied loans and 3.54% for investment loans. For fixed interest only loans, the interest only period is equal to the fixed period.
  • 3 Excludes existing loans, switching and variations. These offers can be withdrawn by Qudos Bank at any time. Rates displayed above are available for applications received from 17 June 2022​​ for loan amounts over $150,000. Minimum deposit of 10%. For interest only loans, the rate shown is the rate that applies during the interest only period of your loan. At the end of the interest only period, the variable rate reverts to the interest rate applicable to a new principal and interest Low Cost Home Loan with a deposit or equity of 20% or more, currently 2.99% for owner occupied loans and 3.54% for investment loans. Interest only available for 1 to 5 years and is subject to approval.
  • 4 WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Our comparison rate assumes a loan of $150,000 for 25 years. For interest only loans, the comparison rate is based on a 5-year interest only period, reverting to the interest rate applicable to a principal and interest loan with a deposit of 20% or more for the relevant purpose.