Why you'll love our Qantas Points Home Loan


Earn 350,000 Qantas Points over the first 5 years of your loan^!

^This graph shows how many Qantas Points may be earned on a Qantas Points home loan of $500k, owner-occ, P&I monthly repayments over 25 years, deposit > 20%. Based on rates at 21/07/2022. Rates subject to change (which will affect points earned). Lending criteria, fees, T&Cs apply.


Where could your Qantas Points take you?

A home loan doesn't have to mean a staycation! Be rewarded with Qantas Points for the life of you loan, so you and your family can enjoy more travel and rewards.



business return flight from Sydney for one person

83,000 Qantas Points

plus $278 in taxes, fees and carrier charges*



economy return flights from Melbourne for two people

93,400 Qantas Points

plus $379 in taxes, fees and carrier charges*



economy return flight from Melbourne for one person

289,200 Qantas Points

plus $685 in taxes, fees and carrier charges*

*Qantas Points and taxes, fees and carrier charges quoted for Classic Flight Rewards are accurate as at 20 January 2022 and are subject to change. Classic Flight Rewards are subject to capacity controls, availability is limited, and some flights may not have any Classic Flight Rewards available. Taxes, fees and carrier charges are payable to Qantas (excluding any amounts payable to third parties at the airport) in addition to the points required. For more information, visit qantas.com/classicflightrewards

More reasons to love our Qantas Points Home Loan

"Refinanced without a hitch, great product and better service"

I have been banking with Qudos for savings for several years now, and recently decided to refinance the home through them. I was happy to find that not only was it a better rate than I was getting through CBA; but that it also included both redraw and offset facilities and Qantas Points.

Mitchell B

"Amazing service"

I would like to mention the amazing service I received from Denis for my Home Loan application. Denis managed to arrange my home loan from inception to formal approval in 3 business days! The service and the deal I got was far better than any broker or other bank I have ever dealt with. Professional, friendly, knowledgeable and always ready to answer questions. Denis made me feel at ease with what is a huge, life-changing decision! Thank you Denis!

Melanie R

Calculate how many Qantas Points you could earn on your home loan

Want to know more about our Qantas Points Home Loan?

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How to maximise your Qantas Points earn potential

Tips to boost your Qantas Points balance in 2022

Where would you go with 200,000 Qantas Points?


Normal lending criteria, terms and conditions and fees and charges apply. Mortgage insurance is required for home loans over 80% and is subject to approval.

#WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Our comparison rate assumes a loan of $150,000 for 25 years.

1 Excludes existing loans, switching and variations. These offers can be withdrawn by Qudos Bank at any time. Rates displayed above are available for applications received from 21 July 2022 for loan amounts over $150,000. Minimum deposit of 10%.

2 Qantas Points accrue in accordance with and subject to the Qantas Points Banking Terms and Conditions. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee may apply, however, Qudos Bank has arranged to provide Qantas Frequent Flyer membership with the joining fee waived to Qudos Bank members who are not already a Qantas Frequent Flyer member and who apply at qantas.com/joinffqudos. Membership and the earning and redemption of Qantas Points are subject to the terms and conditions of the Qantas Frequent Flyer program available online at qantas.com/terms. This offer is non transferable and not available in conjunction with any other offer. Qantas Frequent Flyer membership and each application is subject to approval by Qantas. Qudos Bank recommends that you seek independent tax advice in respect of the tax consequences (including fringe benefits tax, and goods and services tax and income tax) arising from the use of this product or from participating in the Qantas Frequent Flyer program or from using any of the rewards or other available program facilities.

Qudos Bank is the issuer, offeror and administrator of the Qudos Bank Qantas Points Banking products and is a credit provider and credit licensee under National Consumer Credit laws.

3 Rate applies to term deposits account opened during the term of your Qantas Points Home Loan. Special terms of 3, 6, 9 and 12 months are available and are upon request.

4 All Financial Planners are Authorised Representatives and provide advice under the authority of ClearView Financial Advice Pty Ltd, ABN 89 133 593 012, AFSL 331 367. As the information on this page is of a general nature and has been prepared without considering your objectives, financial situation or needs, before acting on the information, consider its appropriateness to your circumstances. You should read any relevant product disclosure statement, our Financial Services Guide and ClearView’s Financial Services Guide before deciding to acquire or hold any product. Further information on how ClearView handles your personal information is explained in the ClearView Privacy Policy. Qudos Bank receives commission for referrals to ClearView, refer to Qudos Bank’s Financial Services Guide (“FSG”) for more information. These documents are available on our website or by calling 1300 747 747.

You should read and consider the relevant Terms and Conditions and our Financial Services Guide available on our website qudosbank.com.au, before deciding whether to obtain any of our financial products or services.