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How to manage your credit card this holiday season (and beyond)

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managing-your-credit-card

A credit card can be a very useful tool to manage your spending needs and your cash flow. However, without proper management, you may end up incurring more interest and fees than you intended.

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Get the low down on credit files

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Credit File

As you may be aware, whenever you apply for credit or a loan, you’ll either be approved or declined. The checks that credit providers do to make that decision include checking your credit file. What exactly is a credit file and why does it matter?

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5 tips to getting ahead of your debt

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It’s hard to manage multiple debts – paying off your home, upgrading the car, school fees… they all add up! Learn how to get ahead of your debt with these top tips.

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Consolidate Debt

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Debt can be a struggle, particularly when you’re trying to manage multiple debts for a number of important purchases – from a first home to a new car, higher education fees to start-up costs for your business. Debt is a necessary part of our everyday lives and isn’t usually a problem until you borrow beyond your means.

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