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Our Qudos Retirement Savings Account (Qudos RSA) is designed especially for those looking for security and flexibility for their superannuation, rollovers and allocated pensions.

RSAs are superannuation savings accounts and are subject to the same protections and benefits as a superannuation fund. Utilise our Qudos RSA to assist in your retirement planning, both at retirement and during your working life.

If you're currently working, considering retirement or leaving your present employer, you're entitled to the benefits and features available through our Qudos RSA.

What can our Qudos RSA offers you?

  • Security - Protected by the capital guarantee. No negative returns.
  • $0 account keeping fees - $0 annual fee or administration fees. Please note that a withdrawal fee applies if more than 4 withdrawals are made per year and a fee may apply for preparing an actuarial certificate for an allocated pension.
  • Flexibility - Your choice of lump sum benefit payments, or an allocated pension facility.
  • Comfort - The peace of mind that comes from knowing your retirement savings are well looked after.

What are the benefits of an RSA?

RSAs operate within the superannuation environment and offer many attractive features, including:

  • Concessional rate of tax on earnings
  • RSAs can accept rollovers of superannuation benefits and may serve to defer any tax liability otherwise payable
  • RSAs provide a high degree of security for the monies invested - The capital invested is guaranteed
  • Benefits payable either as a lump sum or as an account-based pension income stream
  • Account-based pensions may provide additional taxation benefits for Members
  • An employer contribution facility is also available

How to apply?

1. Read and save the Qudos RSA Product Disclosure Statement

2. Complete and return the application form below:

 

Apply Now

  Important Information

The issuer of this product is Qudos Mutual Limited trading as Qudos Bank ABN 53 087 650 557 AFSL/Australian Credit Licence 238 305. Please read the PDS available here before acquiring this product in considering and deciding whether it is right for you.

As the information on this page is of a general nature and has been prepared without considering your objectives, financial situation or needs, before acting on the information, consider its appropriateness to your circumstances.

You should read our Financial Services Guide and consider talking to a financial adviser before deciding to acquire or to continue to hold this product.

Rates current as at 5 August 2021.


Daily Balance Rate (before tax) Rate (after tax) p.a.
$1 million & over 1.00% pa 0.85% pa
$500,000 to $999,999.99 1.00% pa 0.85% pa
$250,000 to $499,999.99 0.75% pa 0.6375% pa
$50,000 to $249,999.99 0.75% pa 0.6375% pa
Below $50,000 0.10% pa 0.0850% pa

 

Download the Qudos Bank Retirement Savings Account Interest Rates brochure.

 

  Important Information

The issuer of this product is Qudos Mutual Limited trading as Qudos Bank ABN 53 087 650 557 AFSL/Australian Credit Licence 238 305. Please read the PDS available here before acquiring this product in considering and deciding whether it is right for you.

As the information on this page is of a general nature and has been prepared without considering your objectives, financial situation or needs, before acting on the information, consider its appropriateness to your circumstances.

You should read our and Financial Services Guide and consider talking to a financial adviser before deciding to acquire or to continue to hold this product.

Rates current as at 5 August 2021.