We've been named Canstar's Customer-Owned Bank of the Year 2023 & Mozo's Experts Choice for Customer-Owned Bank of the Year.

Enquire now about switching your home loan.

100% customer-owned. A better way to bank.

We’re proudly customer-owned, which means our profits are returned to our customers through better products and services.

We’ve got a great range of award-winning loan and deposit products to suite your individual needs. You can compare our competitive rates on independent comparison sites like mozo.com.au.

Canstar Variable Home Lender 2023Canstar Home Lender 2023

Mozo Low Cost Home Loan 2023  Mozo Packaged Home Loan 2023

We've also received Canstar’s Outstanding Value Home Lender and Variable Home Lender 2023 award, and Mozo's Experts Choice Award 2023 for the Low Cost Home Loan and Packaged Home Loan categories.

If you're thinking about refinancing, why not make the switch to 100% customer-owned. Unlike the Big 4, we return profits to customers through better rates and low to no fees.

Enquire now about switching your home loan.

Next steps


Normal lending criteria, terms and conditions and fees and charges apply. Mortgage insurance is required for home loans over 80% and is subject to approval.

You should read and consider the relevant terms and conditions (available on request) and our Financial Services Guide before deciding whether to obtain any of our financial products or services.