|Feature||Visa Lifestyle||Visa Lifestyle Plus||Visa Platinum|
|Interest Free Days*||0 *||46 *||55 *|
|Variable Interest p.a.||12.34% pa||15.85% pa||18.99% pa|
|5 Month Intro Rate p.a.^||4.99% pa^||4.99% pa^||4.99% pa^|
|Apply More||Apply More||Apply More|
Credit cards are subject to approval, terms and conditions and fees and charges. Normal lending criteria apply. Terms and Conditions are available on request. ^ Intro rate applies to all transactions (including purchases, cash advances and balance transfers) for the first 5 months from the date your account is approved and then reverts to the standard variable rate (12.34% for Visa Lifestyle, 15.85% for Visa Lifestyle Plus and 18.99% for Visa Platinum Credit Cards). * Up to 55 days interest free on purchases only applies if your account is paid in full by the due date each month. Excludes cash advances and BPAY transactions. Payment must be received by Qudos Bank by close of business. Rates current as at 4 April 2016. Rates current as at 14 December 2016.