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Rates & Fees - Home Loans

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Low Cost Home Loan Welcome Rate^

 

  Owner Occupied Investment
Loans $150,000 and above Rate p.a. Comp. rate# Rate p.a. Comp. rate#
20% deposit or more 3.89% pa 3.89% pa 4.54% pa 4.54% pa
At least 10% but less than 20% deposit 3.99% pa 3.99% pa 4.64% pa 4.64% pa
Less than 10% deposit 4.29% pa 4.29% pa 4.94% pa 4.94% pa

^Available for new home loans over $150,000 for applications received from 19 October 2017. Excludes existing loans, switching and variations. This offer can be withdrawn by Qudos Bank at any time.

 

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Qantas Points Home Loan Welcome Rate+

  Owner Occupied Investment
Loans $150,000 and above Rate p.a. Comp.rate# Rate p.a. Comp.rate#
20% deposit or more 4.04% pa 4.04% pa 4.69% pa 4.69% pa
At least 10% but less than 20% deposit 4.14% pa 4.14% pa 4.79% pa 4.79% pa
Less than 10% deposit 4.43% pa 4.43% pa 5.04% pa 5.04% pa

+Available for new home loans over $150,000 for applications received from 19 October 2017. Excludes existing loans, switching and variations. This offer can be withdrawn by Qudos Bank at any time.

 

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Fixed Rate Home Loan*

  Owner Occupied Investment
Term Rate p.a. Comp.rate# Rate p.a. Comp.rate#
1 Year Fixed Rate 3.89% pa 4.21% pa 4.39% pa 4.84% pa
2 Year Fixed Rate 3.89% pa 4.18% pa 4.39% pa 4.80% pa
3 Year Fixed Rate 4.09% pa 4.20% pa 4.39% pa 4.76% pa
4 Year Fixed Rate 4.39% pa 4.29% pa 4.59% pa 4.79% pa
5 Year Fixed Rate 4.49% pa 4.34% pa 4.79% pa 4.85% pa

*Fixed rate may change prior to funding. On expiration of the fixed rate period, the interest rate reverts to a variable rate currently 4.24% for Owner Occupier and 4.89% for Investment home loans. For current rates call us on 1300 747 747.


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Other Home/Investment Loans

Loans Rate p.a. Comp. rate#
Home/Investment Access 4.58% pa 4.62% pa
Standard Variable Rate - Owner Occupied 4.58% pa 4.62% pa
Standard Variable Rate - Investment
5.19% pa 5.23% pa

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  Important Information

Loans are subject to approval. Normal lending criteria and fees and charges apply. Mortgage insurance is subject to approval. Mortgage insurance required if borrowing over 80%.

Terms and Conditions apply and are available upon request. Qudos Bank is the issuer, offeror and administrator of the Qantas Points Banking products and is a credit provider and credit licensee under National Consumer Credit laws.

#WARNING: Comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. A loan of $150,000, a term of 25 years, with a deposit of 20% or more and a monthly repayment frequency have been used to calculate our comparison rate.

Rates current as at 19 October 2017.

 

 

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