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What is Open Banking?

Open Banking, part of the Consumer Data Right, gives customers greater control over their banking data and how it is used. It allows you to share your financial information (such as your transaction history and account balances) with accredited third parties (such as other banks or financial institutions) and is designed to make it easier to aggregate your financial information across multiple financial institutions for budgeting, to apply for banking products or to switch accounts.

Open Banking Product APIs

The Qudos Bank Open Banking Product APIs enable third parties to access information about the products that we currently offer.  Our Product APIs have been developed in accordance with the Consumer Data Standards and includes the following products:

  • Transaction Accounts
  • Savings Accounts
  • Term Deposits
  • Credit Cards
  • Home Loans
  • Personal Loans

For further information on the Consumer Data Standards, please refer to the Consumer Data Standards website and the ACCC Consumer Data Rights webpage.

How do our Product APIs work?

Our Product APIs have been developed in accordance with the Consumer Data Standards.

  • The request must be a HTTP Get request to the relevant product API endpoint. At a minimum, the mandatory parameters defined in the specifications must be included. URLs and links to specifications are given under each API section below
  • These are public APIs and do not require authentication
  • The response will be in the format defined by the Consumer Data Standards

View our Product APIs

Obtain a list of the Qudos Bank products that are currently on offer in the market.

  • API URL: 

To learn more about the API Specifications for Open Banking Product APIs, go to the Consumer Data Standards Australia website.

View our Product Details API

Obtain detailed information on a specific Qudos Bank product offered in the market.

  • API URL:{productId}

Learn more about the API Specifications for our Product Details API at the Consumer Data Standards Australia website.


If you are experiencing any technical issues with the APIs, please email with the details