Interest rate changes effective 20 May 2022 - Read more >
Customer owned banking delivers customer focused, competitive retail financial services – outstanding services and fairer fees. Credit unions, mutual banks and mutual building societies exist to serve their members, not simply to drive high profits for external shareholders.
As a Member of the Customer Owned Banking Association, we're proud to subscribe to the Customer Owned Banking Code of Practice, the code of practice for credit unions, mutual banks and mutual building societies.
For more information on our 10 key promises or to read the Customer Owned Banking Code of Practice please click here
As a customer-owned bank, Qudos Bank returns all profits to customers in the form of improved services and better products. The following short message from the Customer Owned Banking Association highlights the difference between banking with a bank like Qudos, to banking with one of the big banks. Experience the difference, take back what’s yours!