Interest rate announcement: Following the RBA’s decision to change the official cash rate, interest rates for owner-occupier and investor variable loans will increase by 0.25%, effective 15 October 2026. From 15 October 2026, deposit rates across the majority of savings products will also increase by 0.25%. Find out more.

Monday 5 October: We've updated our Savings Accounts and Payment Services Terms and Conditions to reflect the retirement of barcode deposit books and to improve the clarity of certain terms. Learn more.

Can the No Frills Home Loan be the right product?

A family entering their new home, smiling and carrying belongings
Home
Support
FAQs
< Back to 
FAQs

While a No Frills Home Loan can be an excellent choice for those who prioritise a home loan with a low interest rate, it may not suit everyone's needs. If you prefer additional features or benefits like offset accounts or Qantas Points, you may want to explore other types of home loans, such as a package loan.

At Qudos Bank, we offer a range of other home loan options to suit different financial situations and preferences, such as the Low Cost Home Loan and Qantas Points Home Loan. It’s important to compare the features, benefits, and interest rates of different home loan options before making a decision.

Qudos Bank’s comparison page allows you to easily compare the features, benefits, and interest rates of different loans side-by-side. You can compare our home loan options here.

How can we help?

Help Centre

Find your answers here

Contact Us

Talk to us here

General Enquiries

Ask us about anything here