Wednesday 4 November 2026: Following the RBA’s decision to change the official cash rate, interest rates for owner-occupier and investor variable loans will increase by 0.25%, effective 19 November 2026. From 19 November 2026, deposit rates across the majority of savings products will also increase by 0.25%. Find out more.

Friday 13 November 2026: Microsoft Outage - We're aware of the Microsoft outage issue which may cause delays with sending and receiving emails. If you have an urgent enquiry and need our assistance please call us on 1300 747 747. We appreciate your understanding.

Can the No Frills Home Loan be the right product?

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FAQs

While a No Frills Home Loan can be an excellent choice for those who prioritise a home loan with a low interest rate, it may not suit everyone's needs. If you prefer additional features or benefits like offset accounts or Qantas Points, you may want to explore other types of home loans, such as a package loan.

At Qudos Bank, we offer a range of other home loan options to suit different financial situations and preferences, such as the Low Cost Home Loan and Qantas Points Home Loan. It’s important to compare the features, benefits, and interest rates of different home loan options before making a decision.

Qudos Bank’s comparison page allows you to easily compare the features, benefits, and interest rates of different loans side-by-side. You can compare our home loan options here.

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