Reserve Bank Announcement, rate rises July 2022 - find out more >
We offer a large range of low cost home loans for you to choose from including fixed, variable, split rate and Home Access loans.
A low-rate home loan for those that don’t need all the bells and whistles.
Our most popular fully featured home loan is great for refinancing or investing.
Safeguard yourself against interest rate rises with your choice of 1 to 5 year fixed interest rate terms.
Renovating or building your dream home? Our construction loan could be right for you.
Our award-winning low-cost home loan, packed with additional benefits for an annual package fee of $199.
Earn Qantas Points year after year with our Qantas Points Home Loan.
A loan designed for flexibility, with no minimum loan amount and a one-off establishment fee.
A revolving line of credit secured against your property.
Choosing a home loan can be difficult. Compare home loans to find the best home loan for you.
Follow these steps to help guide you through the home loan application process.
Learn more about our competitive rates
Your everyday account, and a gateway to easy banking.
With a Qantas Points Saver not only will you receive a competitive interest rate on your savings, but you'll also earn Qantas Points.
Get what you want sooner with a great bonus on your savings. A Bonus Saver could be the perfect way for you to save big.
Safeguard your savings with a Qudos Bank fixed rate term deposit account. Our competitively high interest rate deposits are hard to beat.
If you want a big interest rate on your savings but still want access to it for everyday spending then Qsaver could be just what you're after.
Our Cash Management Account is ideal for those seeking a complete deposit account with a great rate and easy access to funds.
Join the Qudos Bank family at any age.
Compare our range of transaction and savings accounts.
Your money is protected with us.
Your everyday banking is made easy with our Visa Debit Card, a convenient and secure way to pay.
We have developed a range of credit cards to meet your needs at the most competitive rates.
If you're after a low rate with no fees, the Lifestyle Credit Card may be the everyday credit card for you.
If you're looking for more freedom in your credit card, our low rate and $0 fees Visa Lifestyle Plus credit card is for you.
Earn Qantas Points on your everyday purchases and enjoy a host of other exceptional features with our Visa Platinum Credit Card.
Compare the rates and features on our Lifestyle, Lifestyle Plus and Visa Platinum Credit Card so you can find the right one for you.
Great rates and no or low fees on any of our personal loans products.
Take the road to freedom with our low interest secured car loan
Got big plans? Our Unsecured Personal Loan can help you make those plans a reality.
With a Qantas Points Car Loan you'll start learning Qantas Points from day one, making your next trip a reality sooner than you think.
Giving you access to extra cash
Compare the rates and features on Car Loans, Qantas Points Loan, Personal Loans, and Unsecured Personal Overdrafts so you can find the right one for you.
We have a dedicated team to help you plan for the future to help you build prosperity and security.
A financial plan, prepared by a qualified Financial Planner, is a road map that gives you clear directions to help you achieve your goals.
Give your Self-Managed Super Fund a boost
The Retirement Savings Account (Qudos RSA) is for those looking for security and flexibility for their superannuation, rollovers and allocated pensions.
You can talk to a Qudos Bank Financial Planner today to put financial strategies in place that will help you achieve your desired lifestyle in retirement.
While redundancy is often seen as an uncertain time, it may also create financial opportunities to sort out your finances and ensure a secure future.
Qudos Bank can help you or your loved ones navigate the complex area of Aged Care Planning by working with you to develop a tailored plan.
We offer a range of insurance products, check them out today
Protect your home buildings inside and out for loss or damage caused by one or more of 11 insured events.
Protect your investment property and landlord's contents from insured events such as theft, fire, storm and malicious damage
Choose our insurance policy and enjoy the freedom to select the best cover to suit your needs
Allianz Caravan and Trailer Insurance protects your home away from home
Protect yourself and your family with FlexiCover Life Insurance.
Our association with Western Union: Business Solutions creates a one-stop shop for international and domestic transactions of any size.
If you're travelling overseas, we've got you covered. Our foreign cards give you flexibility and confidence while travelling.
If you need to send money overseas, we have a number of ways you can transfer.
There are now over 35 currencies to choose from when sending payments to Australia.
Founded over 60 years ago as Qantas Credit Union, we are a customer-owned bank with a full range of banking products and services.
This timeline tells the story of the remarkable achievements and success of the organisation and the people who contributed to one of Australia’s great banking stories.
We’ve been recognised across several categories for our range of outstanding products and services.
At Qudos Bank we live and breathe our values and these values are the foundations of how we operate.
Outstanding services and fairer fees
If you're heading to Qudos Bank Arena, escape the crowds and relax in the Qudos Bank Member Lounge.
We make banking with us easy and convenient
Bank on the go anywhere, anytime.
Access your money your way
Talk to a customer service specialist today!
Visit our friendly personal bankers at one of our branch locations
We offer a range of ways to bank, making banking with us easy and convenient.
Our services have a range of accessible features that ensure ease of banking.
We have a range of handy home loan calculators to help you better manage your finances.
We have a range of great savings calculators to help you better manage your finances.
We have a range of great personal loan calculators to help you better manage your finances.
Financial hardship is the difficulty in paying your bills, loan repayments and other expenses. Qudos Bank is here to help provide financial assistance.
Financial abuse is where an abuser uses finances and money to control another person.
Elder abuse is where a single or repeated act causes harm or distress to an older person.
In response to the COVID-19 pandemic, we helped our customers navigate their financial difficulties via a dedicated relief package.
If you think you’ve discovered a transaction you don’t recognise or haven’t authorised, you can lodge a transaction dispute.
As part of our commitment to maintaining customer satisfaction, Qudos Bank offers an internal dispute resolution procedure that is readily accessible and free
The Reserve Bank of Australia require us to regularly disclose reporting on availability and ‘significant’ outages or incidents for retail payment services.
What are you looking for?
< Back to Home Loan FAQs
Once your loan is funded, your points are calculated at the end of each month and are generally credited to your Qantas Frequent Flyer account within 4 weeks.
Disclaimer | Privacy | Cookie Statement | Fraud & Security | Broker Portal
© Qudos Mutual Limited trading as Qudos Bank ABN 53 087 650 557 AFSL/Australian Credit Licence 238 305