Interest rate increase – Thursday 5 February: Following the RBA’s decision to change the official cash rate, interest rates for owner‑occupier and investor variable loans will increase by 0.25%, effective 19 February 2026. From 19 February 2026, deposit rates across the majority of savings products will also increase by 0.25%. Find out more.

Home valuations

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FAQs

Will someone need to inspect my property to establish its value?

Perhaps. Depending on the specific attributes of your loan application, Qudos Bank may need to have your home valued before loan approval.

For more information regarding our home loan application process, visit our Home Loan Application Process page.

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