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Samsung Pay can be more secure than using a physical card. A unique Device Account Number is securely stored on a chip in the device so payment can be made without any card information having to be shared with the retailer. Plus, every transaction is authenticated by your fingerprint, or device passcode.
To learn about how we protect you visit, https://www.qudosbank.com.au/support/fraud-security/how-we-protect-you/