Interest rate increase – Thursday 5 February: Following the RBA’s decision to change the official cash rate, interest rates for owner‑occupier and investor variable loans will increase by 0.25%, effective 19 February 2026. From 19 February 2026, deposit rates across the majority of savings products will also increase by 0.25%. Find out more.

What rate is locked in?

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FAQs

What rate is locked in for 90 days?

The fixed rate which is current on the day of lock in, is the rate which is guaranteed for a period of 90 days from the time the rate lock fee is paid.

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