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  • BSB: 704 865
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  • Products
    • Home loans
      • View home loans

        Discover our range of home loan offers with flexible options and great features that could help you save.

      • No frills home loan

        Our lowest home loan interest rate with no bank fees and unlimited extra repayments

      • Low cost home loan

        Our most popular low rate home loan with multiple offsets, no bank fees, extra repayments and redraw.

      • Fixed rate home loan

        Our fixed interest rate home loan safeguards you from interest rate rises with fixed home loan rates for 1 to 5 year terms.

      • Construction loan

        Renovating or building your dream home? Our construction loan could be right for you.

      • Low cost home loan (value package)

        Our award-winning low-cost home loan, packed with additional benefits for an annual package fee of $199.

      • Qantas points home loan

        Earn Qantas Points year after year with our Qantas Points Home Loan.

      • Variable rate home loan

        A flexible loan with a variable interest rate, no minimum loan amount and a one-off establishment fee.

      • Home access loan

        A revolving line of credit secured against your property.

      • Compare our home loans

        Choosing a home loan can be confusing. Our home loan comparison will help you find the loan that suits you.

      • Refinance your home loan

        Here is everything you need to know about switching your home loan

      • Home Loan FAQs

        Your home loan frequently asked questions answered.

    • Savings accounts
      • View All Savings Accounts

        Learn more about our competitive rates

      • General savings account

        Your everyday account, and a gateway to easy banking.

      • Qantas Points saver

        With a Qantas Points Saver not only will you receive a competitive interest rate on your savings, but you'll also earn Qantas Points.

      • Bonus saver

        Get what you want sooner with a great bonus on your savings. A Bonus Saver could be the perfect way for you to save big.

      • Term deposit

        Safeguard your savings with a Qudos Bank fixed rate term deposit account. Our competitively high interest rate deposits are hard to beat.

      • QSaver

        If you want a big interest rate on your savings but still want access to it for everyday spending then Qsaver could be just what you're after.

      • Cash management account

        Our Cash Management Account is ideal for those seeking a complete deposit account with a great rate and easy access to funds.

      • Youth membership account

        Join the Qudos Bank family at any age.

      • Compare our savings accounts

        Compare our range of transaction and savings accounts.

      • Government guarantee on deposits

        Your money is protected with us.

      • Visa debit card

        Your everyday banking is made easy with our Visa Debit Card, a convenient and secure way to pay.

    • Credit cards
      • View all credit cards

        We have developed a range of credit cards to meet your needs at the most competitive rates.

      • Lifestyle credit card

        If you're after a low rate with no fees, the Lifestyle Credit Card may be the everyday credit card for you.

      • Lifestyle plus credit card

        If you're looking for more freedom in your credit card, our low rate and $0 fees Visa Lifestyle Plus credit card is for you.

      • Visa platinum credit card

        Earn Qantas Points on your everyday purchases and enjoy a host of other exceptional features with our Visa Platinum Credit Card.

      • Compare our credit cards

        Compare the rates and features on our Lifestyle, Lifestyle Plus and Visa Platinum Credit Card so you can find the right one for you.

    • Personal loans
      • View all personal loans

        Great rates and no or low fees on any of our personal loans products.

      • Car loan

        Take the road to freedom with our low interest secured car loan

      • Personal loan

        Got big plans? Our Unsecured Personal Loan can help you make those plans a reality.

      • Qantas points car loan

        With a Qantas Points Car Loan you'll start learning Qantas Points from day one, making your next trip a reality sooner than you think.

      • Unsecured personal overdraft

        Giving you access to extra cash

      • Compare our personal loans

        Compare the rates and features on Car Loans, Qantas Points Loan, Personal Loans, and Unsecured Personal Overdrafts so you can find the right one for you.

    • Super & investing
      • View all Super & investing

        We have a dedicated team to help you plan for the future to help you build prosperity and security.

      • DIY super saver

        Give your Self-Managed Super Fund a boost

      • Retirement Savings Account

        The Retirement Savings Account (Qudos RSA) is for those looking for security and flexibility for their superannuation, rollovers and allocated pensions.

    • Insurance
      • View all Insurance products

        We offer a range of insurance products, check them out today

      • Buildings and Contents Insurance

        Protect your home buildings inside and out for loss or damage caused by one or more of 11 insured events.

      • Landlord Insurance

        Protect your investment property and landlord's contents from insured events such as theft, fire, storm and malicious damage

      • Motor Insurance

        Choose our insurance policy and enjoy the freedom to select the best cover to suit your needs

      • FlexiCover Life insurance

        Protect yourself and your family with FlexiCover Life Insurance.

    • International money
      • All International money services

        Our association with Convera creates a one-stop shop for international and domestic transactions of any size.

      • Foreign cards

        If you're travelling overseas, we've got you covered. Our foreign cards give you flexibility and confidence while travelling.

      • Sending money overseas

        If you need to send money overseas, we have a number of ways you can transfer.

      • Receiving money from overseas

        There are now over 35 currencies to choose from when sending payments to Australia.

  • About us
    • Who we are
      • About Qudos Bank

        Founded over 60 years ago as Qantas Credit Union, we are a customer-owned bank with a full range of banking products and services.

      • Our history

        This timeline tells the story of the remarkable achievements and success of the organisation and the people who contributed to one of Australia’s great banking stories.

      • Our awards

        We’ve been recognised across several categories for our range of outstanding products and services.

      • Our values

        At Qudos Bank we live and breathe our values and these values are the foundations of how we operate.

      • Customer owned banking

        Outstanding services and fairer fees

      • Qudos Bank Arena

        If you're heading to Qudos Bank Arena, escape the crowds and relax in the Qudos Bank Member Lounge.

      • The Qudos Difference

        Outstanding services and fairer fees

    • Careers
    • Ways to bank
      • All your ways to bank

        We make banking with us easy and convenient

      • Digital banking

        Bank on the go anywhere, anytime.

      • Deposits and Withdrawals

        Access your money your way

      • Contact Centre

        Talk to a customer service specialist today!

      • Our branches

        Visit our friendly personal bankers at one of our branch locations

      • Payments and Transfers

        We offer a range of ways to bank, making banking with us easy and convenient.

      • Accessible Banking

        Our services have a range of accessible features that ensure ease of banking.

    • Corporate information
    • Annual General Meeting
    • Corporate responsibility
  • News, tools & tips
    • News
    • MyQ
    • Calculators
    • Blog
    • Glossary of banking terms
  • Support
    • Fraud & security
    • Financial support
      • Financial hardship

        Financial hardship is the difficulty in paying your bills, loan repayments and other expenses. Qudos Bank is here to help provide financial assistance.

      • Financial abuse

        Financial abuse is where an abuser uses finances and money to control another person.

      • Elder abuse

        Elder abuse is where a single or repeated act causes harm or distress to an older person.

      • Deceased Estates

        Here is some helpful information about how we can help you through the process of managing your loved one’s banking affairs.

      • Power of Attorney

        Find all the information you need to give someone authority to your accounts and how you can start that process.

    • Disputes & complaints
      • Transaction disputes

        If you think you’ve discovered a transaction you don’t recognise or haven’t authorised, you can lodge a transaction dispute.

      • Complaints resolution

        As part of our commitment to maintaining customer satisfaction, Qudos Bank offers an internal dispute resolution procedure that is readily accessible and free

      • Payment Service Availability Reporting

        The Reserve Bank of Australia require us to regularly disclose reporting on availability and ‘significant’ outages or incidents for retail payment services.

    • Legal
    • FAQs
    • Open banking
  • Contact us
  • Rates
  • Calculators
  • Join Us
  • 1300 747 747
  • BSB: 704 865
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  • Products
    • Home loans
      • View home loans

        Discover our range of home loan offers with flexible options and great features that could help you save.

      • No frills home loan

        Our lowest home loan interest rate with no bank fees and unlimited extra repayments

      • Low cost home loan

        Our most popular low rate home loan with multiple offsets, no bank fees, extra repayments and redraw.

      • Fixed rate home loan

        Our fixed interest rate home loan safeguards you from interest rate rises with fixed home loan rates for 1 to 5 year terms.

      • Construction loan

        Renovating or building your dream home? Our construction loan could be right for you.

      • Low cost home loan (value package)

        Our award-winning low-cost home loan, packed with additional benefits for an annual package fee of $199.

      • Qantas points home loan

        Earn Qantas Points year after year with our Qantas Points Home Loan.

      • Variable rate home loan

        A flexible loan with a variable interest rate, no minimum loan amount and a one-off establishment fee.

      • Home access loan

        A revolving line of credit secured against your property.

      • Compare our home loans

        Choosing a home loan can be confusing. Our home loan comparison will help you find the loan that suits you.

      • Refinance your home loan

        Here is everything you need to know about switching your home loan

      • Home Loan FAQs

        Your home loan frequently asked questions answered.

    • Savings accounts
      • View All Savings Accounts

        Learn more about our competitive rates

      • General savings account

        Your everyday account, and a gateway to easy banking.

      • Qantas Points saver

        With a Qantas Points Saver not only will you receive a competitive interest rate on your savings, but you'll also earn Qantas Points.

      • Bonus saver

        Get what you want sooner with a great bonus on your savings. A Bonus Saver could be the perfect way for you to save big.

      • Term deposit

        Safeguard your savings with a Qudos Bank fixed rate term deposit account. Our competitively high interest rate deposits are hard to beat.

      • QSaver

        If you want a big interest rate on your savings but still want access to it for everyday spending then Qsaver could be just what you're after.

      • Cash management account

        Our Cash Management Account is ideal for those seeking a complete deposit account with a great rate and easy access to funds.

      • Youth membership account

        Join the Qudos Bank family at any age.

      • Compare our savings accounts

        Compare our range of transaction and savings accounts.

      • Government guarantee on deposits

        Your money is protected with us.

      • Visa debit card

        Your everyday banking is made easy with our Visa Debit Card, a convenient and secure way to pay.

    • Credit cards
      • View all credit cards

        We have developed a range of credit cards to meet your needs at the most competitive rates.

      • Lifestyle credit card

        If you're after a low rate with no fees, the Lifestyle Credit Card may be the everyday credit card for you.

      • Lifestyle plus credit card

        If you're looking for more freedom in your credit card, our low rate and $0 fees Visa Lifestyle Plus credit card is for you.

      • Visa platinum credit card

        Earn Qantas Points on your everyday purchases and enjoy a host of other exceptional features with our Visa Platinum Credit Card.

      • Compare our credit cards

        Compare the rates and features on our Lifestyle, Lifestyle Plus and Visa Platinum Credit Card so you can find the right one for you.

    • Personal loans
      • View all personal loans

        Great rates and no or low fees on any of our personal loans products.

      • Car loan

        Take the road to freedom with our low interest secured car loan

      • Personal loan

        Got big plans? Our Unsecured Personal Loan can help you make those plans a reality.

      • Qantas points car loan

        With a Qantas Points Car Loan you'll start learning Qantas Points from day one, making your next trip a reality sooner than you think.

      • Unsecured personal overdraft

        Giving you access to extra cash

      • Compare our personal loans

        Compare the rates and features on Car Loans, Qantas Points Loan, Personal Loans, and Unsecured Personal Overdrafts so you can find the right one for you.

    • Super & investing
      • View all Super & investing

        We have a dedicated team to help you plan for the future to help you build prosperity and security.

      • DIY super saver

        Give your Self-Managed Super Fund a boost

      • Retirement Savings Account

        The Retirement Savings Account (Qudos RSA) is for those looking for security and flexibility for their superannuation, rollovers and allocated pensions.

    • Insurance
      • View all Insurance products

        We offer a range of insurance products, check them out today

      • Buildings and Contents Insurance

        Protect your home buildings inside and out for loss or damage caused by one or more of 11 insured events.

      • Landlord Insurance

        Protect your investment property and landlord's contents from insured events such as theft, fire, storm and malicious damage

      • Motor Insurance

        Choose our insurance policy and enjoy the freedom to select the best cover to suit your needs

      • FlexiCover Life insurance

        Protect yourself and your family with FlexiCover Life Insurance.

    • International money
      • All International money services

        Our association with Convera creates a one-stop shop for international and domestic transactions of any size.

      • Foreign cards

        If you're travelling overseas, we've got you covered. Our foreign cards give you flexibility and confidence while travelling.

      • Sending money overseas

        If you need to send money overseas, we have a number of ways you can transfer.

      • Receiving money from overseas

        There are now over 35 currencies to choose from when sending payments to Australia.

  • About us
    • Who we are
      • About Qudos Bank

        Founded over 60 years ago as Qantas Credit Union, we are a customer-owned bank with a full range of banking products and services.

      • Our history

        This timeline tells the story of the remarkable achievements and success of the organisation and the people who contributed to one of Australia’s great banking stories.

      • Our awards

        We’ve been recognised across several categories for our range of outstanding products and services.

      • Our values

        At Qudos Bank we live and breathe our values and these values are the foundations of how we operate.

      • Customer owned banking

        Outstanding services and fairer fees

      • Qudos Bank Arena

        If you're heading to Qudos Bank Arena, escape the crowds and relax in the Qudos Bank Member Lounge.

      • The Qudos Difference

        Outstanding services and fairer fees

    • Careers
    • Ways to bank
      • All your ways to bank

        We make banking with us easy and convenient

      • Digital banking

        Bank on the go anywhere, anytime.

      • Deposits and Withdrawals

        Access your money your way

      • Contact Centre

        Talk to a customer service specialist today!

      • Our branches

        Visit our friendly personal bankers at one of our branch locations

      • Payments and Transfers

        We offer a range of ways to bank, making banking with us easy and convenient.

      • Accessible Banking

        Our services have a range of accessible features that ensure ease of banking.

    • Corporate information
    • Annual General Meeting
    • Corporate responsibility
  • News, tools & tips
    • News
    • MyQ
    • Calculators
    • Blog
    • Glossary of banking terms
  • Support
    • Fraud & security
    • Financial support
      • Financial hardship

        Financial hardship is the difficulty in paying your bills, loan repayments and other expenses. Qudos Bank is here to help provide financial assistance.

      • Financial abuse

        Financial abuse is where an abuser uses finances and money to control another person.

      • Elder abuse

        Elder abuse is where a single or repeated act causes harm or distress to an older person.

      • Deceased Estates

        Here is some helpful information about how we can help you through the process of managing your loved one’s banking affairs.

      • Power of Attorney

        Find all the information you need to give someone authority to your accounts and how you can start that process.

    • Disputes & complaints
      • Transaction disputes

        If you think you’ve discovered a transaction you don’t recognise or haven’t authorised, you can lodge a transaction dispute.

      • Complaints resolution

        As part of our commitment to maintaining customer satisfaction, Qudos Bank offers an internal dispute resolution procedure that is readily accessible and free

      • Payment Service Availability Reporting

        The Reserve Bank of Australia require us to regularly disclose reporting on availability and ‘significant’ outages or incidents for retail payment services.

    • Legal
    • FAQs
    • Open banking
  • Contact us
  • Rates
  • Calculators
  • Join Us
  • 1300 747 747
  • BSB: 704 865
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  • 1300 747 747
  • BSB: 704 865

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We acknowledge the Traditional Owners of the lands on which we operate and pay our respects to Elders past and present, and to emerging community leaders. We also acknowledge the important role Aboriginal and Torres Strait Islander peoples continue to play within the communities in which Qudos Bank operates and where our team members reside.

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