You can choose a level of cover to suit your requirements taking into account any loan commitments you have and to protect your family’s lifestyle.
FlexiCover is issued by NobleOak Life Limited.
This page contains factual information only – it is not a recommendation or general financial advice. View the Digital Information Brochure and NobleOak's product disclosure statement (PDS) for FlexiCover Life Insurance. The Target Market Determination for NobleOak's FlexiCover insurance is available at www.nobleoak.com.au/target-market-determination.
The above tables are a summary of some features only – please see the PDS for full product details.
We’re partnering with an award-winning insurer who issues FlexiCover – NobleOak Life, Australia’s most awarded Direct Life Insurer of 2020.**
This is factual information only (it is not general or personal financial advice).
FlexiCover is issued by NobleOak Life Limited ABN 85 087 648 708 AFSL No. 247302 (‘NobleOak’). Qudos Mutual Limited trading as Qudos Bank ABN 53 087 650 55 AFSL/Australian Credit Licence 238 305 (‘Qudos Bank’) is not responsible for the FlexiCover product. Qudos Bank promotes the FlexiCover product under a marketing arrangement with NobleOak but does not provide any financial advice regarding the product. NobleOak Services Limited (wholly-owned by NobleOak) pays Qudos Bank an ongoing commission of 16.5% of premium when products are acquired as a result of the marketing arrangement. This commission is at no additional cost to customers. Further information can be found in the NobleOak Financial Services Guide (FSG) available at www.nobleoak.com.au and in the Qudos Bank Financial Services Guide (FSG) available at www.qudosbank.com.au.
*First month free offer - if you apply for cover and cover is issued you will not start paying premiums until one month after the commencement date of the cover. This offer is available once only per new customer and may not be used in conjunction with any other offer.
**NobleOak awards information found at https://www.nobleoak.com.au/award-winning-life-insurance/
^With FlexiCover, Life, TPD, Income Protection and Trauma insurance covers are available. You can choose for FlexiCover’s annual Decreasing Cover Adjustment Feature to apply to your Life, TPD or Trauma cover amounts. It means your cover amount will reduce each year within a range of 0% to 10% as selected by you.
^^The FlexiCover suite of life insurance products includes income protection cover as an available cover – as described in the product Disclosure Statement, this pays a monthly benefit (rather than a lump sum) if you are unable to continue working due to illness or injury.
Cover is available to Australian residents and is subject to acceptance of the application and the terms and conditions set out in the FlexiCover Product Disclosure Statement (PDS). This information is of a general nature only and does not take into consideration your individual circumstances, objectives, financial situation or needs. Before you purchase an Insurance product, you should carefully consider the PDS to decide if it is right for you. The PDS is available by calling NobleOak on 1300 108 490 or from www.flexicoverlife.com.au/qudos. The Target Market Determination for NobleOak's FlexiCover Insurance is available at www.nobleoak.com.au/target-market-determination. Clients should not cancel any existing Life Insurance policy until they have been informed in writing that their replacement cover is in place. NobleOak cannot provide you with personal advice, but our staff may provide general information about NobleOak Life Insurance. By supplying your contact details, you are consenting to be contacted by NobleOak, in accordance with NobleOak’s Privacy Policy.
