This information sheet is an Australian Government requirement under the National Consumer Credit Protection Act 2009
Australian Credit Licence Number: 238 305
Correct as at 18 August 2022
| Product name | Visa Platinum Credit Card |
Visa Lifestyle Plus Credit Card |
Visa Lifestyle Credit Card |
| Minimum credit limit | $6,000.00 | $1,000.00 | $1,000.00 |
| Minimum repayments | 2% of the outstanding balance or $20.00 whichever is greater | 2% of the outstanding balance or $20.00 whichever is greater | 2% of the outstanding balance or $20.00 whichever is greater |
| Interest on purchases | Standard rate 19.49% p.a. | Standard rate 16.35% p.a. | Standard rate 12.84% p.a. |
| Interest-free period | Up to 55 days on purchases only | Up to 46 days on purchases only | n/a |
| Interest on cash advances | Standard rate 19.49% p.a. | Standard rate 16.35% p.a. | Standard rate 12.84% p.a. |
| Promotional interest rate | n/a | n/a | n/a |
| Balance transfer interest rate | Intro rate 4.99% p.a. for 5 month(s) | Intro rate 4.99% p.a. for 5 month(s) | Intro rate 4.99% p.a. for 5 month(s) |
| Annual fee | $199 | ||
| Late payment fee | $0 | $0 | $0 |
There may be circumstances in which you have to pay other fees. You can only be charged an additional fee for exceeding your credit limit if you separately agree to being charged that fee. A full list of current fees applicable to this credit card can be obtained from http://www.qudosbank.com.au.
For more information on choosing and using credit cards visit the ASIC consumer website at www.moneysmart.gov.au.
The terms on which this credit card is offered can change over time. You can check if any changes have been made by visiting http://www.qudosbank.com.au.
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Current standard variable rate is 12.84% for Visa Lifestyle, 16.35% for Visa Lifestyle Plus and 19.49% for Visa Platinum Credit Cards.
* Up to 55 days interest free on purchases only applies if your account is paid in full by the due date each month. Excludes cash advances and BPAY transactions. Payment must be received by Qudos Bank by close of business.
Normal lending criteria, fees and charges and terms and conditions apply and are available on request.
Before opening a credit card account with us, you should read our Credit Card Terms and Conditions and Financial Services Guide.
Rates current as at 18 August 2022.
© Qudos Mutual Limited trading as Qudos Bank ABN 53 087 650 557 AFSL/Australian Credit Licence 238 305
