Open banking

Open Banking requires you to sign in using your Online Banking credentials to authorise any sharing of information. If you decide to stop sharing your data, the accredited data recipient will give you the option to delete your data from their records. If you don’t choose to have it deleted, or in cases where it can’t be deleted, the accredited data recipient will delete any identifiable data.

Additionally, you can also stop a data sharing arrangement via Online Banking.

1. Navigate to Services
2. Select Sharing
3. Select an outbound data sharing arrangement
4. Click on Stop Sharing

This way we will send a request to the Accredited Data Recipient to delete or de-identify the data.

Data from joint accounts can be shared by any of the account owners. When data is shared, all of the joint owners are notified by email.

Any of the joint account owners can choose not to share data from joint accounts by following the process below:

1. Log into Online Banking
2. Head to the settings tab and select "Data Sharing Management"
3. Click the "Joint Account Sharing" to view and manage data sharing from your joint accounts.

Any of the joint account owners can re-enable sharing for joint accounts by following the process below:

1. Log into Online Banking
2. Head to the settings tab and select "Data Sharing Management"
3. Click the "Joint Account Sharing" to view and manage data sharing from your joint accounts.

Joint owners will be notified via email to approve data sharing for the joint account.

All joint owners need to approve the data sharing before sharing is enabled.

Data from a non-personal account can be shared.

Before data can be shared, a nominated representative for the account needs to be setup.

Please contact Qudos on 1300 747 747 or send us a secure mail to set up a nominated representative.

A nominated representative is a person appointed to manage data sharing arrangements on behalf of the non-personal account.

They will need to be registered for Online Banking and Qsafe.

The nominated representative(s) are then able to grant, amend, manage and view consents for data sharing.

You can view secondary user permissions through the process below:

1. Log into Online Banking.
2. Head to the services tab and select “Data Sharing Management”
3. Click on “Secondary User Permissions” to view and manage sharing for accounts.

Sharing can be enabled or disabled for a secondary user through online banking.

This can be done through the process below:

1. Log into Online Banking.
2. Head to the services tab and select “Data Sharing Management”
3. Click on “Secondary User Permissions” to view and manage sharing for accounts.
4. Select the account you wish to manage
5. Toggle the button for the secondary user who wish to enable or disable and click “Next”
6. A confirmation screen will appear. Review the information and click “Save Changes” to confirm the change.

Yes, as the account owner you have full control of the data that is shared.

To enable or disable, follow the process:

1. Log into Online Banking.
2. Head to the services tab and select “Data Sharing Management”
3. Click on “Secondary User Permissions” to view and manage sharing for accounts.
4. Select the account you wish to manage
5. Toggle the button for the secondary user who wish to enable or disable and click “Next”
6. A confirmation screen will appear. Review the information and click “Save Changes” to confirm the change.

 Once an account has been disabled, this will stop the sharing of data from that account.

The account holder will need to enable sharing for you to share data from the account.

Once enabled, you are able to share data from the account.