Banking that's more rewarding

With our Qantas Points banking range you are rewarded for what you’re already doing. By simply switching your home loan, savings account, credit card or car loan to a Qantas Points earning product you’ll be rewarded with Qantas Points1 each month. 

Bank more, travel more - it doesn't get any better than that.

Start earning Qantas Points today


How it works

1. Join

Qudos Bank members enjoy complimentary Qantas Frequent Flyer membership2 when applying for the first time at

2. Use

Bank like normal! Whether you’re spending, saving or repaying - you can earn Qantas Points just by banking like you do everyday.

3. Earn

With an eligible account, you’ll be earning Qantas Points in no time. Collect them each month for a rewarding banking experience.

4. Rewards

Redeem your Qantas Points for flights, hotels and more! At Qudos Bank, being rewarded for your loyalty comes standard.

Banking that takes you places

Holding a Qantas Points earning product means more travel and more rewards. Find out where banking with us could take you.

*Qantas Points and taxes, fees and carrier charges quoted for Classic Flight Rewards are accurate as at 4 April 2024 and are subject to change. Classic Flight Rewards are subject to capacity controls, availability is limited and some flights may not have any Classic Flight Rewards available. Taxes, fees and carrier charges are payable to Qantas (excluding any amounts payable to third parties at the airport) in addition to the points required. For more information, visit

Frequently asked questions

Got questions? We've got answers.

Absolutely, Qantas Points can be redeemed on a huge range of items. Redeem your Qantas Points on flights and hotels to enjoy a well deserved break, treat yourself to a little something special from Qantas Marketplace or even indulge in gourmet food and wine. Find out all the ways you can use your Qantas Points here.

Your Qantas Points are calculated at the end of each month and are generally credited to your Qantas Frequent Flyer account within four weeks. Once you have provided us with your Qantas Frequent Flyer Membership number, you don’t have to do anything - just sit back and watch the points come in.

Yes, you must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. The joining fee is waived for Qudos Bank members who are not already a Qantas Frequent Flyer member and who apply at

Whether you’re saving, spending or paying off a home or car - there’s a Qudos Bank product that will help give you the chance to earn Qantas Points.

You can earn Qantas Points when purchasing your groceries, planning a day out, shopping online, booking a stay for your next vacation or even reviewing your household providers! The best way to make sure you’re getting the most out of your Qantas Points is by checking out the Earn Qantas Points website regularly.

Latest blogs

How to maximise your Qantas Points earn potential

Helpful tips to boost your Qantas Points balance

Where would you go with 200,000 Qantas Points?

How can we help?


1 Qantas Points accrue in accordance with and subject to the Qantas Points Banking Terms and Conditions and Credit Card Terms and Conditions. You must be a member of the Qantas Frequent Flyer program and provide your Qantas Frequent Flyer Membership number to us to earn and redeem Qantas Points. The joining fee is waived for Qudos Bank members who are not already a Qantas Frequent Flyer member and who apply at Membership and the earning and redemption of Qantas Points are subject to the terms and conditions of the Qantas Frequent Flyer program available online at This offer is non transferable and not available in conjunction with any other offer. Qantas Frequent Flyer membership and each application is subject to approval by Qantas. Qudos Bank recommends that you seek independent tax advice in respect of the tax consequences (including fringe benefits tax, and goods and services tax and income tax) arising from the use of this product or from participating in the Qantas Frequent Flyer program or from using any of the rewards or other available program facilities.

Qudos Bank is the issuer, offeror and administrator of the Qudos Bank Qantas Points Banking products and is a credit provider and credit licensee under National Consumer Credit laws.

2 Eligible purchases do not include cash advances, ATO payments, Bpay, interest, balance transfers, fees and charges or traveller's cheques and foreign currencies - these do not earn Qantas Points. For the full list of exclusions, please refer to the Credit Card Terms and Conditions. Qantas Points can be earned on a maximum of $200,000 of eligible purchases per customer for each 12 month period, commencing from the date your account is opened and each account anniversary thereafter (Eligible Transaction Cap), regardless of the number of Qudos Bank Platinum Credit Cards held by you.

3 A maximum amount of $150,000 applies for vehicles up to 3 years old and $75,000 for vehicles between 3 and 5 years old.

4 AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued a group policy to Qudos Mutual Limited trading as Qudos Bank ABN 53 087 650 557 AFSL/Australian Credit Licence 238 305, (Qudos Bank), which allows eligible Qudos Bank account holders and cardholders to claim under the group policy as a third party beneficiary by reason of the statutory operation of Section 48 of the Insurance Contracts Act 1984 (Cth). The eligibility criteria, terms, conditions, limits and exclusions of the group policy are set out in the Complimentary Travel Insurance Policy Information Booklet: Effective 22 May 2024 which may be amended from time to time. An excess may be deducted from any benefit paid. Qudos Bank does not guarantee this insurance.

5 Access the 24/7 Visa Premium Concierge service in Australia on 1800 639 607. For country contact numbers, terms and conditions and more information, click here.

Approved applicants only. Normal lending criteria, terms and conditions and fees and charges apply.

Lenders mortgage insurance is required for home loans over 80% LVR and is subject to approval.

For interest only loans, only monthly repayment option available.​ During an interest only period, your interest only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan.

You should read the relevant product terms and conditions or product disclosure statement (PDS) and Financial Services Guide before deciding whether to obtain any of our products or services, available here for banking products, credit card products and Retirement Savings Account. Home loan terms and conditions are available on request. Target Market Determination (TMD) for Qudos Bank issued products are available here. Insurance PDS and TMD are available on request or from the relevant insurer.