Qantas Points - How To Maximise Your Earning Potential
As a member of the Qantas Frequent Flyer program, you can earn Qantas Points1 on a myriad of everyday purchases at a huge variety of retailers and organisations as well as on eligible Qantas flights, hotels, holidays and more of course. You can then use those points for anything from flights to package holidays, hotels and car hire, to wine and gift vouchers. You can also browse Qantas Marketplace and choose from over 20,000 products across leading brands.
In addition to earning points on eligible Qantas flights, another way to increase your Qantas Points is to use banking products that reward you with Qantas Points.
In fact, we offer four products that have Qantas Points earning potential – our Qantas Points Saver, Visa Platinum Credit Card, Qantas Points Car Loan and our Qantas Points Home Loan.
Our Qantas Points Saver account not only offers a competitive interest rate on your savings, but you'll also earn Qantas Points on balances up to $1,000,000.1 You'll earn 400 Qantas Points1 per annum for every $1,000 of your balance, credited monthly. And with no minimum balance or minimum monthly deposit, you'll start earning Qantas Points from your first dollar. If you need to make withdrawals you can enjoy the flexibility of no penalties so you'll continue to earn interest and Qantas Points on your balance.
Best of all you can relax knowing the savings continue with $0 account keeping fees, $0 application fee and a complimentary Qantas Frequent Flyer membership1!.
With our Visa Platinum Credit Card you can earn 1 Qantas Point for every $1 spent on eligible purchases from $1-$2,500 per calendar month. Then 0.5 Qantas Points for every $1 spent on eligible purchases above $2,501 in that same month.2 In addition, you can earn 1 additional Qantas Point per $1 spent on selected Qantas products and services.3
If you're in the market for a new electric vehicle4,5 or a used vehicle less than 5 years old, look no further than our Qantas Points Car Loan. Start earning Qantas Points1, making your next trip a reality sooner than you think. You'll earn 1,000 Qantas Points1 per annum for every $1,000 of your loan balance, credited monthly. It's ideal for new EVs or used vehicles less than 5 years, where your borrowing amount is between $15,000-$150,0006. There's a one-off $150 establishment fee (waived for EVs) but $0 account keeping fees throughout the loan. And last but not least, you'll receive a complimentary Qantas Frequent Flyer membership1
With our Qantas Points Home Loan, you can earn 150 Qantas Points per annum for every $1,000 of your loan balance, credited monthly (any amount held in your offset account will reduce your loan balance for the purpose of the Qantas Points calculation).
Imagine that – earning Qantas Points by switching and paying off your home loan, buying your groceries or just by paying a bill. That holiday you've been dreaming of or that new purchase you've been eyeing off is just around the corner!
Earning Qantas Points is easy. In addition to using a Qantas Points earning banking product, Qantas' network of partners means that almost anything you do in your day-to-day life could earn you Qantas Points. With just a little forward planning, you can easily maximise your Qantas Points earn potential, meaning you'll be able to take advantage of a reward that suits you sooner.
So what forward planning are we talking about? Whenever you're planning a day out, shopping online, thinking about where to stay on your next vacation or even reviewing your household providers for a better deal, check the Qantas Earn Points page to see if there's an option that is right for you plus earns you Qantas Points regularly.
Normal lending criteria, terms and conditions, fees and charges apply and are available on request. Mortgage insurance is required for home loans over 80% and is subject to approval.
The information in this article is of a general nature and has been prepared without considering your objectives, financial situation or needs. Before acting on the information, consider its appropriateness to your circumstances.
Before opening an account with us, you should read the relevant terms and conditions (available on request), our Credit Card Terms and Conditions, Terms and Conditions for Savings Accounts and Payment Services, Qantas Points Banking Rewards Terms and Conditions and Financial Services Guide.
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Published March 2022 | Updated June 2022 | Updated January 2023 | Updated March 2023 | Updated September 2023 | Updated December 2023 | Updated November 2024 | Updated July 2025 | Updated December 2025
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