Interest Rate Increase – Tuesday 24 March 2026: Following the RBA’s decision to change the official cash rate, interest rates for owner‑occupier and investor variable loans will increase by 0.25%, effective 1 April 2026. From 1 April 2026, deposit rates across the majority of savings products will also increase by 0.25%. Find out more.
Sipping cocktails on the beach in Fiji? Perhaps snowboarding and skiing in North America, or seeing the sights in Europe? With our Qantas Points^ Home Loan, you don't have to choose between buying a home and exploring new destinations.
That's because when you take out a Qantas Points Home Loan with Qudos Bank you'll earn points from the day you settle.
Qantas Points can take you on your next adventure using Classic Flight Rewards on eligible flights with Qantas, Jetstar and partner airlines.
Classic Flight Rewards are available to over 1,300 destinations worldwide on Qantas, Jetstar, oneworld® and partner airlines.
Here are some examples of the exciting and exotic locations your points could take you:
Buying a house here in Australia can be difficult, and many of us have had to sacrifice luxuries like travel after stepping up the property ladder. The Qantas Points Home Loan makes it easier to enjoy a well deserved getaway using the Qantas Points earned on your home loan.
Are you keen to start travelling and enjoying your new found freedom?
Apply online for our Qantas Points Home Loan today and start flying sooner!
Normal lending criteria, terms and conditions and fees and charges apply. Mortgage insurance is required for home loans over 80% and is subject to approval.
^ Qantas Points accrue in accordance with and subject to (1) for Visa Platinum Credit Card, the Visa Platinum Rewards Program Terms and Conditions (contained in the Credit Card Terms and Conditions) and (2) for Qantas Points Home Loan, Qantas Points Saver and Qantas Points Car Loan, the Qantas Points Banking Terms and Conditions. Membership and the earning and redemption of Qantas Points are subject to the terms and conditions of the Qantas Frequent Flyer program available online at qantas.com/terms. A joining fee usually applies, however, Qudos Bank has arranged to provide Qantas Frequent Flyer membership with the joining fee waived to Qudos Bank members who are not already a Qantas Frequent Flyer member and who apply at http://qantas.com/joinffqudos. This offer is non transferable and not available in conjunction with any other offer. Qudos Bank recommends that you seek independent tax advice in respect of the tax consequences (including fringe benefits tax, and goods and services tax and income tax) arising from the use of this product or from participating in the Qantas Frequent Flyer program or from using any of the rewards or other available program facilities.
Qudos Bank is the issuer, offeror and administrator of the Qantas Points Banking Products and is a credit provider and credit licensee under National Consumer Credit laws.
#Classic Flight Rewards are available on Qantas, Jetstar andpartner airlines. Seats are subject to capacity controls, availability islimited, and some flights may not have any
Classic Flight Rewards available. Taxes, fees and carrier charges are payable to Qantas (excluding any amounts payable to third parties at the airport) by an Accepted Payment Card in addition to the points required on Classic Flight Reward flights. Qantas Points required and taxes, fees and carrier charges are subject to change and quoted at the time of booking. For more information, visit Classic Flight Rewards. Qantas Points and taxes, fees and carrier charges quoted for Classic FlightRewards are accurate as at 13/01/2026 and are subject to change.
The information in this article is of a general nature and has been prepared without considering your objectives, financial situation or needs. Before acting on the information, consider its appropriateness to your circumstances.
Before opening an account with us, you should read, as relevant, our Credit Card Terms and Conditions, Terms and Conditions for Savings Accounts and Payment Services, Qantas Points Banking Rewards Terms and Conditions and Financial Services Guide.
Published March 2022 | Updated June 2022 | Updated August 2022 | Updated December 2022 | Updated June 2024 | Updated November 2024 | Updated December 2025 | Updated March 2026

Discover 5 ways Qudos Bank is simplifying banking so that you can make the most of your finances in 2026
Learn more%20(2).png)
School costs can add up fast. Discover 5 expert tips to budget for back-to-school expenses, save money on uniforms and supplies, and plan ahead for 2026.
Learn more%20(1).png)
Looking for budget-friendly fun? Discover 10 cheap or free summer holiday activities for kids in Australia, from backyard camping to splash parks and DIY movie days.
Learn more