We’re making some changes to our terms and conditions to include some changes to card payment limits and Click to Pay.
What's changing?
Card payment limit changes
Previously we communicated with customers about some changes to card payment limits which were due to update on 18 May 2026. These changes will now take effect on 24 August 2026. See below for the summary of changes to transaction and payment limit.
| Qudos Bank |
Current State |
From 24th August |
| PayWave transactions - Debit Card |
$15,000 daily limit or 30 transactions per day |
$10,000 daily limit |
| PayWave transactions - Credit Card |
$15,000 daily limit or 30 transactions per day |
up to balance of credit card limit |
| Online transactions - Debit Card |
$15,000 daily limit or 30 transactions per day |
Available balance of account |
Online transactions - Credit Card |
$15,000 daily limit or 30 transactions per day |
Available balance of credit card limit |
Applicable changes to our Savings Accounts and Payments Services Terms & Conditions are available to view, effective 24 August 2026.
Click to Pay
From September, we’re making some changes to our payment services to provide Click to Pay to all customers with a Qudos Bank Visa card. Click to Pay is a simple and secure online payment method which allows customers to make payments without entering their card details or personal information at checkout. From September, all customers with an active Qudos Bank Visa card will be enrolled in Click to Pay services.
Learn more about Click to Pay.
Applicable changes to our Credit Card Terms & Conditions are available to view effective 9 September 2026, and changes to our Savings Accounts and Payment Services Terms & Conditions are available to view effective 24 August 2026.
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