General savings account

Your everyday account, and a gateway to easy banking.

Our General Savings Account provides a wide range of access options with $0 fees and no minimum deposit.

Features

$0 account keeping fees & $0 minimum deposit

Interest calculated daily and paid monthly

Optional Visa Debit card linked with a General Savings Account

Your deposits are safe with us

Eligible deposit accounts held with Qudos Bank are protected under the Financial Claims Scheme up to $250,000 per customer. Read more on our Government Guarantee on Deposits page.

Access your money through these facilities:

Online Banking & App
Pay your bills via BPAY
Direct debits & credits
Bank@Post using your access card
Visa Debit card linked to your account
Auto transfers set up on your account

Rates

Daily Balance
Interest Rate
$1 million & over
0.05
% p.a
$500,000 to $999,999.99
0.05
% p.a
$250,000 to $499,999.99
0.05
% p.a
$100,000 to $249,999.99
0.05
% p.a
$50,000 to $99,999.99
0.05
% p.a
Below $49,999.99
0.00
% p.a
Above $50,000
0.05
% p.a.
Interest rate

Open a General Savings Account

Are you an existing Qudos Bank member?

Open your General Savings Account in Online Banking

Open your account online in just a few easy steps!

  1. Login to Online Banking.
  2. Click on the Apply and Create Account buttons in the top menu.

Before you can apply for a General Savings Account, you'll need to become a member of Qudos Bank.

It's easy to join online in just a few minutes!

  1. Open a General Savings Account online.
  2. Once you've opened your account, login to Online Banking.

Note: to open a new joint account both parties must be present

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Important Information

The information on this page has been prepared without taking into account any person’s financial situation, needs and objectives. Before you make any decisions you should consider whether it is right for you and seek independent legal, financial and taxation advice.

You should read our Terms and Conditions for Savings Accounts and Payment Services and Financial Services Guide before deciding whether to obtain any of our financial products or services. Target Market Determinations available here.

Rates current as at 20 May 2022.