Interest rate announcement: Following the RBA’s decision to change the official cash rate, interest rates for owner-occupier and investor variable loans will increase by 0.25%, effective 15 October 2026. From 15 October 2026, deposit rates across the majority of savings products will also increase by 0.25%. Find out more.
Public Holiday Notification: Our NSW and QLD branches will be closed for the Monday 5th October public holiday. Learn more.
Qudos Bank will increase variable interest rates in response to the RBA’s recent decision to raise the official cash rate.
Home loan variable interest rates will increase by 0.25% for owner-occupied and investment loans, effective 15 October 2026.
From 15 October 2026, deposit rates across the majority of savings products will also increase by 0.25%.
Affected customers will receive more information on the changes to their rate in the coming days.
Support options are available for customers experiencing difficulty or for those concerned about the impact of rising interest rates and repayments. We encourage you to contact us to talk about your situation. For any help and further queries, customers can contact us on 1300 747 747 or visit their nearest branch.
From 15 October 2026, the below rates will be available:
We respectfully acknowledge the Traditional Custodians of all the lands on which we live and work, and we pay our respects to Elders past and present. We recognise their continued connection to the land, waters and culture and we acknowledge that sovereignty has never been ceded. Our head office is located on the land of the Wurundjeri Woi Wurrung people of the Kulin Nation in Victoria.
We are an equal opportunity employer that celebrates the diversity, equity and inclusion of all people.
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