Interest rate announcement: Following the RBA’s decision to change the official cash rate, interest rates for owner-occupier and investor variable loans will increase by 0.25%, effective 15 October 2026. From 15 October 2026, deposit rates across the majority of savings products will also increase by 0.25%. Find out more.

Monday 5 October: We've updated our Savings Accounts and Payment Services Terms and Conditions to reflect the retirement of barcode deposit books and to improve the clarity of certain terms. Learn more.

Updates to our terms and conditions

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We are making changes to our Savings Account and Payment Services Terms and Conditions:

  • Effective 1 May 2026, we are making changes to a number of deposit products so customers with similar accounts will have the same benefits, eligibility criteria and interest rates, whether they bank with Qudos Bank or Bank Australia. For more information on the changes, please see our Deposit updates webpage.

Please see qudosbank.com.au/support/legal for the full Savings Account and Payment Services Terms and Conditions.

The changes to our Terms and Conditions will be available on our website from their respective effective dates.

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March 2026