Monday 18 May - Delay to limit changes: Previously communicated limit changes expected to take effect on Monday 18 May have been delayed until August. Customers will be provided with more information closer to the new effective date.
Qudos Bank will increase variable interest rates in response to the RBA’s recent decision to raise the official cash rate.
Home loan variable interest rates will increase by 0.25% for owner-occupied and investment loans, effective 1 April 2026. For existing home loan customers, repayment changes will be effective from 6 May 2026.
From 1 April 2026, deposit rates across the majority of savings products will also increase by 0.25%.
Affected customers will receive more information on the changes to their rate in the coming days.
Support options are available for customers experiencing difficulty or for those concerned about the impact of rising interest rates and repayments. We encourage you to contact us to talk about your situation. For any help and further queries, customers can contact us on 1300 747 747 or visit their nearest branch.
From 1 April 2026, the below rates will be available: