Interest rate increase – Thursday 19 February 2026: interest rates for variable home loans and deposit rates across the majority of savings products have increased by 0.25%, effective 19 February 2026.
[Fixed Rate Loans] Yes, you can make additional repayments on your fixed-rate home loan of up to $10,000 a year without incurring break costs. For payments, greater than $10,000 per year break costs may be payable.
[Variable Rate Loans] Yes, you can make unlimited additional repayments on Qudos Bank's variable interest home loans.Use our Extra Repayments Calculator to help you better manage your loan.