Interest rate announcement: Following the RBA’s decision to change the official cash rate, interest rates for owner-occupier and investor variable loans will increase by 0.25%, effective 15 October 2026. From 15 October 2026, deposit rates across the majority of savings products will also increase by 0.25%. Find out more.

Public Holiday Notification: Our NSW and QLD branches will be closed for the Monday 5th October public holiday. Learn more.

Can I split my home loan between variable rate products?

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FAQs

We understand that our customers have unique financial needs and preferences, which is why we offer a range of home loan options that cater to different requirements. With our flexible approach to lending, we give you the freedom to choose how you structure your loan, including the option to divide your home loan into multiple accounts across different variable rate products. This way, you can access the different loan features in a way that suits your financial situation and goals. For example, you might want to benefit from a low interest home loan like our No Frills Home Loan, but also want access to helpful features available with our Low Cost Home Loan.

How can we help?