Interest Rate Increase – Tuesday 24 March 2026: Following the RBA’s decision to change the official cash rate, interest rates for owner‑occupier and investor variable loans will increase by 0.25%, effective 1 April 2026. From 1 April 2026, deposit rates across the majority of savings products will also increase by 0.25%. Find out more.
The Low Cost Home Loan is a great option for borrowers who want a low variable interest rate and access to a range of home loan features that are usually included in package products (and would typically incur a package fee). It’s often particularly ideal for first-time home buyers, those who are refinancing their home, or those who want to keep their home loan costs low. However, it’s important to note that this loan may not be suitable for everyone, and there may be other loans available that better suit your needs.
At Qudos Bank, we offer a range of low rate home loan options, including variable rate loans, fixed rate loans, and package loans. We encourage you to compare all of our home loan options to determine which loan is right for you. It’s important to consider more than just which options have low home loan rates when deciding on the most suitable loan. You can compare home loan options on our website.
We respectfully acknowledge the Traditional Custodians of all the lands on which we live and work, and we pay our respects to Elders past and present. We recognise their continued connection to the land, waters and culture and we acknowledge that sovereignty has never been ceded. Our head offices are located on the land of the Wurundjeri Woi Wurrung people of the Kulin Nation in Victoria, and the land of the Gadigal people of the Eora Nation in New South Wales.
We are an equal opportunity employer that celebrates the diversity, equity and inclusion of all people.
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