Card fees on international transactions

Interest rate announcement: Following the RBA’s decision to change the official cash rate, interest rates for owner-occupier and investor variable loans will increase by 0.25%, effective 15 October 2026. From 15 October 2026, deposit rates across the majority of savings products will also increase by 0.25%. Find out more.

Monday 5 October: We've updated our Savings Accounts and Payment Services Terms and Conditions to reflect the retirement of barcode deposit books and to improve the clarity of certain terms. Learn more.

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Travelling or Living Overseas

FAQs

Are there any fees charged if I use my card overseas/internationally?

Yes, 3% of the value of the transactions. This fee applies to foreign currency transactions made using a Visa Card, and includes a currency conversion assessment of 1% by Visa International. For example, if the value of the transaction is $100, the fee would be $3 (including a currency conversion assessment of $1.00). Please note that some online merchants may display a price in Australian dollars but process the transaction in a foreign currency.
For other fees and charges, please visit our Fees and Charges brochure.

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We respectfully acknowledge the Traditional Custodians of all the lands on which we live and work, and we pay our respects to Elders past and present. We recognise their continued connection to the land, waters and culture and we acknowledge that sovereignty has never been ceded. Our head office is located on the land of the Wurundjeri Woi Wurrung people of the Kulin Nation in Victoria.

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Are there any fees charged if I use my card overseas/internationally?

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