Interest rate announcement: Following the RBA’s decision to change the official cash rate, interest rates for owner-occupier and investor variable loans will increase by 0.25%, effective 15 October 2026. From 15 October 2026, deposit rates across the majority of savings products will also increase by 0.25%. Find out more.
Monday 5 October: We've updated our Savings Accounts and Payment Services Terms and Conditions to reflect the retirement of barcode deposit books and to improve the clarity of certain terms. Learn more.
For standard Qudos Bank Visa debit cards, the daily payWave limit is a total of $10,000 per day. You may be prompted to enter your card PIN for any purchase over $200, and mobile wallet transactions may require pre‑authentication on your device.