Interest rate increase – Thursday 5 February: Following the RBA’s decision to change the official cash rate, interest rates for owner‑occupier and investor variable loans will increase by 0.25%, effective 19 February 2026. From 19 February 2026, deposit rates across the majority of savings products will also increase by 0.25%. Find out more.
Depending on the home loan selected repayments can be made monthly, fortnightly or weekly. Interest-only repayments must be made monthly. The ability to make additional payments will also be dependant on the type of loan you have. Loans that have variable rates can have additional payments made at any time. For loans with Fixed rates, you can pay up to $10,000 per year without incurring break costs.