Interest Rate Increase - Wednesday 6 May 2026: Following the RBA’s decision to change the official cash rate, interest rates for owner-occupier, investor and commercial variable loans will increase by 0.25%, effective 20 May 2026. From 20 May 2026, deposit rates across the majority of savings products will also increase by 0.25%. Find out more.

Maximum interest only term

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FAQs

What is the maximum interest only term?

The interest-only term will depend on your circumstances. 5 years is the maximum we will allow; after which the interest rate will revert to the applicable variable principal and interest rate.

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