Interest rate increase – Thursday 5 February: Following the RBA’s decision to change the official cash rate, interest rates for owner‑occupier and investor variable loans will increase by 0.25%, effective 19 February 2026. From 19 February 2026, deposit rates across the majority of savings products will also increase by 0.25%. Find out more.

Net position calculation

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FAQs

How is the net position calculated?

The net position is represented as the difference between the sum of your credit balances and the sum of your debit balances. It does not include accounts that you're not a primary or joint account owner of. It's also based on the Account Balances rather than Available Balances.

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