Interest rate increase – Thursday 5 February: Following the RBA’s decision to change the official cash rate, interest rates for owner‑occupier and investor variable loans will increase by 0.25%, effective 19 February 2026. From 19 February 2026, deposit rates across the majority of savings products will also increase by 0.25%. Find out more.

Changes to PayTo Agreements

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FAQs

What happens if the business/merchant makes changes to the PayTo Agreement?

You will need to authorise any changes to the PayTo agreement initiated by the business or merchant.

If you don’t authorise the changes, the PayTo agreement will expire and no action can be taken.

The merchant who set up the PayTo agreement will be informed.

Depending on the merchant's processes, they may contact you regarding this.

To authorise changes, go to: View agreement details > Click ‘Authorise changes’ or ‘Decline changes’ > Click ‘Yes’

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