Variable home loan rate decrease – we’re passing on the full 25 basis point cut to all variable home loan interest rates effective 29 May 2025. Learn more
Scheduled Outage – Sunday 25th May - Banking Services – find out more
Variable home loan rate decrease – we’re passing on the full 25 basis point cut to all variable home loan interest rates effective 29 May 2025. Learn more
Scheduled Outage – Sunday 25th May - Banking Services – find out more
Most Qudos Bank Home Loans offer two repayments types, these are:
The difference between the two is that principal and interest repayments mean you will be paying down your principal balance (as well as interest it accrues) from your first repayment. Whereas, with interest-only repayments, the principal balance will not be reduced and interest continues to be calculated during this period.
*Interest only subject to approval. During an interest only period, your interest only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan.
We acknowledge the Traditional Owners of the lands on which we operate and pay our respects to Elders past and present, and to emerging community leaders. We also acknowledge the important role Aboriginal and Torres Strait Islander peoples continue to play within the communities in which Qudos Bank operates and where our team members reside.
