Wednesday 4 November 2026: Following the RBA’s decision to change the official cash rate, interest rates for owner-occupier and investor variable loans will increase by 0.25%, effective 19 November 2026. From 19 November 2026, deposit rates across the majority of savings products will also increase by 0.25%. Find out more.

Friday 13 November 2026: Microsoft Outage - We're aware of the Microsoft outage issue which may cause delays with sending and receiving emails. If you have an urgent enquiry and need our assistance please call us on 1300 747 747. We appreciate your understanding.

Real-time payments security

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Real-time payments security
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Real Time Payments
FAQs

How safe is using real-time payments?

The NPP has been built with security and fraud front of mind. Payments made via the Platform are currently made by logging in to your usual secure internet or mobile banking and authorising a payment. For extra peace of mind, if you are sending a payment using a PayID®, you will also be able to check the name of the person you want to pay before confirming the payment. As always, you should be on the look-out for scammers who could try and trick you into making a payment.

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PayID is a registered trademark of NPP Australia Limited.

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